Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The best United Airlines credit card promotion is 90,000 miles for spending $5,000 in the first 3 months, offered by the United Club℠ Card. With this card, you also get a complimentary United Club lounge membership. The card will cost you $695 per year, but as long as you’re a frequent traveler, you should get your money’s worth.
Best United Airlines Credit Card Promotions in 2025
Initial bonus: 90,000 miles for spending $5,000 in the first 3 months
Ongoing Rewards: 4 miles per $1 spent with United, 2 miles per $1 spent on all other travel and dining, and 1 mile per $1 spent on all other purchases
Other Promotions: Complimentary United Club lounge membership; 25% statement credit on United in-flight food/beverage/Wi-Fi purchases; free checked bags; up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fee every four years.
Annual fee: $695
Initial bonus: 70,000 miles and 1,000 Premier qualifying points for spending $4,000 on purchases in the first 3 months
Ongoing Rewards: 3 miles per $1 spent with United, 2 miles per $1 spent on dining, select streaming services and all other travel, and 1 mile per $1 spent on all other purchases
United Travel Credit: Up to $200 in statement credits each account anniversary year as reimbursement for United purchases. Plus, up to 10,000-mile award flight credits back in your account after completing a United operated flight booked with your miles.
Other Promotions: Priority boarding; 25% statement credit on United in-flight food/beverage/Wi-Fi purchases; free checked bags; up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fee every four years.
Annual fee: $350
Initial bonus: 30,000 miles for spending $1,000 in the first 3 months
Ongoing Rewards: 2 miles per $1 spent with United, 2 miles per $1 spent on gas station purchases, local transit and commuting, and 1 mile per $1 spent on all other purchases
Other Promotions: 25% back as a statement credit on United inflight purchases.
Annual fee: $0
Initial bonus: Earn 75,000 miles and 2,000 PQP for spending $5,000 in the first 3 months
Ongoing Rewards: 2 miles per $1 spent on United purchases, 2 miles per $1 at restaurants (including eligible delivery services), gas stations, office supply stores, and on local transit and commuting, and 1 mile per $1 on all other purchases
United Travel Credit: A $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
Other Promotions: Free checked bags; priority boarding; 2 United Club one-time passes each year.
Annual fee: $150
Even though most of these cards have high annual fees, they certainly offer a lot of perks. If you travel frequently and take advantage of all the perks these cards have to offer, you should more than make up for the fees.
It is worth noting that all these credit cards require at least excellent credit for approval. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.
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