Elijah Nash, WalletHub Analyst
@Eli.nash
The USAA secured credit card approval requirements include a Social Security number, a physical U.S. mailing address, and enough income for monthly bill payments. Both the USAA® Secured American Express® Card and the USAA® Secured Visa Platinum® Card are meant for those looking to build or rebuild their credit, so you can be approved regardless of your credit score.
Keep in mind that, to be able to apply for either of these credit cards, you’ll also need to be a USAA member. Membership is available to all U.S. Military members and veterans, precommissioned officers, as well as their spouses and children.
What You Need to Apply for a USAA Secured Credit Card
- Be a member of USAA
- Be at least 18 years old
- Have a physical U.S. address
- Provide proof of income
- Provide your Social Security Number
Keep in mind that all credit card applications are subject to review which will trigger a hard inquiry on your credit report.
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People also ask
What are the USAA credit score requirements?
The USAA credit score requirement is 700 or higher for the best USAA credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from USAA with limited credit history or a bad credit score, for example.
Credit Score Recommended by USAA Card
- USAA® Rewards™ American Express® Card: 750 (Excellent credit)
- USAA Preferred Cash Rewards Credit Card: 700 (Good credit)
- USAA® Rewards™ Visa Signature® Card: 700 (Good credit)
- USAA® Cashback Rewards Plus American Express® Card: 700...
Can anyone get a secured credit card?
No, not everyone can get a secured card, you can be denied a secured credit card if your credit profile is considered too risky by the lender. While secured credit cards have more lenient approval requirements and are generally designed for people looking to repair their bad credit, approval is not guaranteed.
Even though secured cards are open to applicants with bad credit, other factors are also taken into consideration. These include your income,...
read full answer by WalletHub, Financial CompanyCan you be denied for a secured credit card?
Yes, you can be denied for a secured credit card if you don’t meet the issuer’s minimum requirements, which typically include being at least 18 years old and having a U.S. address, a Social Security Number (SSN), and enough income to pay the bills. You could also be denied if you have major negative items on your credit report, such as a bankruptcy.
Other common reasons you’d be denied for a secured card might be incomplete...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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