Michael Battle, WalletHub Credit Card Analyst
@mikebattle
Yes, it's possible to get approved for the Walmart Credit Card after bankruptcy, as long as it’s discharged by the time you apply and you meet the credit score requirements. Unfortunately, the issuer doesn’t disclose how long after a discharged bankruptcy you can get approved for the card.
All the aforementioned apply to the Walmart® Store Card, too.
More specifically, the Walmart Credit Card requires a credit score of 640+. This means that you need at least fair credit to get it. But Capital One will also take into account various other factors while considering your application, like your credit history, income and any debts you might have.
Having said that, it is also worth noting that you can check your credit score for free on WalletHub to weigh your chances of approval.
Ultimately, if you don’t meet the Walmart Credit Card requirements, you could consider some of the best bankruptcy credit cards and focus on rebuilding your credit after bankruptcy.
Please note: The Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card may no longer be available to new applicants. Information presented on this page may no longer be accurate.
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Devonte Harmon-Joseph, Member
@harmonjosephd
I did. Discharge on 3/3/21 and got a $300 limit 3/30/21. It's a start.
People also ask
How do I apply for the Capital One Walmart Rewards Mastercard?
You cannot apply for the Capital One Walmart Rewards® Mastercard® * right now, because applications for the card are no longer open at this point in time. The Walmart Credit Card * has been unavailable to new applicants since May-24. However, there are other cards available from Capital One that you can apply for online, by phone or in person.
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read full answer by Adam McCann, Financial WriterWhat is the Walmart Credit Card credit score requirement?
You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Walmart Credit Card * credit score requirement. You...
read full answer by Evelyn Boros, Credit Cards ModeratorDid we answer your question?
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