Chip Lupo, Credit Card Writer
@CLoop
The Wells Fargo foreign transaction fee is 0% to 3%, depending on the specific credit card. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether you’re physically in a foreign country making a purchase or buying something online through an internationally-based merchant.
Wells Fargo Foreign Transaction Fees:
- Wells Fargo Propel American Express® card: 0%
- Wells Fargo Cash Wise Visa® card: 3%
- Wells Fargo Platinum card: 3%
- Hotels.com® Rewards Visa® Credit Card: $0
- Wells Fargo Rewards® Card: 3%
To learn more, refer to our guide on foreign transaction fees and our editors’ picks for the best credit cards without foreign fees.
Popular Wells Fargo Credit Cards
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Cash Rewards
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0% Intro APR
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Travel Rewards
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Hotel Rewards
People also ask
Is Wells Fargo Visa or Mastercard?
Wells Fargo credit cards can be either Visa or Mastercard, depending on the card. Most Wells Fargo credit cards, like the Wells Fargo Reflect® Card, are on the Visa network. Currently, Wells Fargo only offers co-branded credit cards on the Mastercard network
Popular Wells Fargo Credit Cards by Network
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There are a few relatively small differences between Visa and Mastercard credit cards, such as the network-level benefits they offer. But the two card networks...
read full answer by Lisa Cahill, Credit Cards ModeratorWhat is the best Wells Fargo store credit card?
The best Wells Fargo store credit card is the Kirkland's Credit Card because it offers 2 points per $1 spent on qualifying purchases and has a $0 annual fee. Just keep in mind that the Kirkland's Credit Card can only be used for purchases at Kirkland’s.
Notable Wells Fargo Store Credit Cards in 2025
It is worth noting that all these credit cards require at least fair credit for approval. If you’d like to know where you stand, you can check your credit score for free, right...
read full answer by Evelyn Boros, Credit Cards ModeratorWhat are my Wells Fargo credit card approval odds?
The Wells Fargo credit card approval odds are best for people who have at least good credit (a credit score of 700+). Just keep in mind that the higher an applicant’s credit score is, the higher their approval odds are likely to be.
However, your approval odds will be influenced by several other factors, as well. For example, applicants must have enough income to make payments on the card. Plus, a higher income also leads to better...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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