Adam McCann, Financial Writer
@adam_mcan
No, the Wells Fargo Platinum card is not a cash back credit card. The Wells Fargo Platinum also has a $0 annual fee.
Key Things to Know About the Wells Fargo Platinum card
- Annual fee: $0
- Regular APR: 16.49% - 24.49% Variable
- Foreign transaction fee: 3%
- Credit required: Good
There are plenty of other cash back credit cards to consider, though. You can start your search with WalletHub’s editors’ picks for the best cash back credit cards on the market. It’s good to compare multiple options before submitting an application, to ensure that you get the most bang for your buck.
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Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
No, Wells Fargo Platinum does not offer cash back rewards or any other type of rewards. This card is no longer available for new applicants, but this doesn't mean you are out of options; Wells Fargo offers another card with which you can earn cash back rewards.
This card was designed as a financing option, offering intro APRs on both new purchases and balance transfers.
Alternative Wells Fargo Cash Back Credit Card
The Wells Fargo Active Cash® Card. This card offers $200 cash rewards after spending $500 on purchases in the first 3 months. Plus, you can earn 2% cash rewards on purchases. Also, cash back rewards do not expire as long as your account stays open. The card has a $0 annual fee, too.
If you’re not tied to Wells Fargo as an issuer, feel free to also check our editors’ latest picks for the best cash back credit cards available right now to weigh your options.
Wells Fargo Platinum Cash Advances
If by cash back you mean cash advance, then you can use Wells Fargo Platinum to withdraw money at an ATM. Just keep in mind that this type of transaction can be quite expensive. There’s a cash advance fee and a cash advance APR that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
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read full answer by Maria Adams, Credit Cards ModeratorIs cash back better than miles?
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