Theresa Chalfant, Writer
@theresa_chalfant
The two most popular credit card companies in the U.S. are Chase and Capital One, based on the number of cards they have in circulation. These banks both offer a wide variety of credit cards with competitive rewards and benefits, making their cards popular choices among consumers. Both companies have over 100 million credit cards in circulation currently.
Both banks offer cards that are part of the Visa or Mastercard networks. Visa and Mastercard make up the majority of credit cards in the U.S., and are accepted virtually everywhere, but these networks don’t issue credit cards themselves. Chase and Capital One are among the major banks that issue Mastercard and Visa cards.
Best Chase and Capital One Cards
- Rates & Fees Best Overall: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best Overall: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Best Overall: Chase Sapphire Preferred® CardLearn MoreLearn More
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Cash Back: Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Cash Back: Chase Freedom Unlimited®Learn MoreLearn More
- Rates & Fees Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Business: Capital One Spark Cash PlusLearn MoreLearn Moreon issuer's website
- Rates & Fees Business: Capital One Spark Cash PlusLearn MoreLearn Moreon issuer's website
- Business: Capital One Spark Cash PlusLearn MoreLearn More
- Best Overall:
- Travel Rewards:
- Cash Back:
- Students:
- Business:
Chase in particular offers several of the most popular credit cards, though there are also popular cards that aren’t issued by the major banks, and some that are affiliated with popular brands.
Popular Credit Cards in December 2025 from Our Partners
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Low Intro APR & Bonus Rewards
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Everyday Cash Back
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Good Credit
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0% Intro APR
People also ask
What are the three major credit card companies?
The three major credit card companies are Visa, Mastercard and American Express. Together, the U.S. market share of these three credit card networks is over 79% based on outstanding balances, and their cards have a combined annual purchase volume of over $4 trillion.
The 3 Major Credit Card Companies
- Visa: Visa is the largest payment network globally. Visa payment cards are accepted by 10.7 million merchants in the U.S. and millions more...
What is the number one credit card company?
It’s hard to say what the number one credit card company is, because there are multiple criteria to evaluate them by. Some companies lead in customer satisfaction, while others dominate in purchase volume or card circulation.
Top Credit Card Companies by Categories
- Customer Satisfaction: According to the 2025 J.D. Power U.S. Credit Card Satisfaction Study, American Express ranks highest among major issuers for the sixth straight year.
- Market Share by Purchase Volume:...
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