Chip Lupo, Credit Card Writer
@CLoop
The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $400.
Credit One Credit Card Limits
| Card | Minimum Credit Limit | Reported Maximum Credit Limit |
| $300 | $2,500 | |
| $300 | $1,500 | |
| $300 | $5,000 | |
| $400 | $3,000 | |
| $300 | $1,500 | |
| $300 | Varies, based on credit standing |
The exact credit limit you receive with a Credit One credit card will depend on which card you select and your overall credit standing. In addition, Credit One may periodically review your account for an automatic credit line increase, usually after you’ve had the card for at least 6 months. Credit One doesn’t release specific criteria for granting automatic increases.
How Annual Fees Affect Your Credit One Credit Card Limit
It’s important to know that if you’re approved, the amount of your credit line that’s available for spending may be reduced before you even use the card. Most Credit One credit cards charge an annual fee. If your card has an annual fee, it will be automatically applied against your credit line.
If Credit One’s maximum credit lines aren’t enough to meet your needs, focus on rebuilding your credit to the point where you can apply for a card with the potential for a higher credit line and lower fees.
Popular Credit One Bank Credit Cards
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Bad Credit
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Fair Credit
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Rewards
People also ask
Is Credit One Bank legitimate?
Yes, Credit One is a legitimate bank that is FDIC-insured, has an A+ rating from the Better Business Bureau, and is considered a major credit card company by the market research firm J.D. Power. Credit One Bank has been issuing credit cards for people with limited and bad credit since 1984.
Reasons Why Credit One Bank Is Legit
- Credit One Bank is a legitimate company, founded in 1984.
- There are about 18...
What is the starting credit Credit One credit card limit?
The starting credit limit for Credit One credit cards is $300 to $400. Credit One credit card applicants with the highest credit scores and the most income have the best chance of getting the highest starting credit limits.
Minimum Credit Limits for Popular Credit One Cards
| Card Name | Starting Credit Limit |
| Credit One Bank® Platinum Visa® for Rebuilding Credit | $300 |
| Credit One Bank® Platinum Visa® | $300 |
| Credit One Bank® Premier American Express® Card | $300 |
| ... | $400 |
How do I request a credit limit increase with Credit One?
You can request a Credit One credit limit increase online, through the Credit One mobile app, or by calling customer service at 1 (877) 825-3242. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file. Credit One will be more likely to increase your credit limit if the revised income clearly...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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I have a 5000 dollar limit on the Amex crecit one amd 1600 on the credit one platinum with no annual fee and cash back rewards. I have had no issue with either card no billing issues either, although tend not to use much since rewards are only 1%, they are slow to give crecit increases as well but they both have been good cards for getting my crecit back in shape.