Chip Lupo, Credit Card Writer
@CLoop
American Express has an annual fee on some cards to help offset the cost of rewards and the various other benefits that Amex cardholders enjoy. American Express credit card annual fees range from $0 to $895, depending on the card. Generally, the higher the annual fee, the more rewards and benefits the card is likely to offer.
American Express typically charges annual fees when the cardholder opens an account and again on each account anniversary. Some Amex cards will have no annual fee for the first year, and some won’t ever charge annual fees.
Annual Fees for Popular American Express Cards
- Blue Cash Everyday® Card from American Express: $0 annual fee
- American Express Platinum Card®: $895 annual fee
- American Express® Gold Card: $325 annual fee
- Blue Cash Preferred® Card from American Express: $0 intro 1st yr, $95 after annual fee
- Delta SkyMiles® Platinum American Express Card: $350 annual fee
- Marriott Bonvoy Brilliant® American Express® Card: $650 annual fee
- The Business Platinum Card® from American Express: $895 annual fee
If you’re unlikely to get enough out of an American Express card’s rewards and benefits to cover its yearly price tag, you’re better off looking for an offer with no annual fee. American Express has several $0 annual fee credit cards worth considering.
Popular Credit Cards from American Express, Our Partner
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People also ask
Is Amex worth the annual fee?
Yes, American Express can be worth the annual fee, but only if you use your card strategically and frequently, particularly for purchases that maximize rewards and benefits. Amex cards are often regarded as luxury cards designed for frequent spenders. If you have an Amex card with a high annual fee but don’t use it often, it could end up being a costly mistake.
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Amex fees are so high mainly because their cards offer elite perks and high reward rates that warrant steeper costs. American Express Platinum Card®, for example, charges a whopping $895 annual fee, though it offers great rewards on purchases and comes packed with plenty of elite perks, like travel credits and lounge access.
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