Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
The best car insurance for 17-year-olds is from Travelers, USAA, and GEICO. These companies receive good customer reviews, have discounts that 17-year-old drivers may be eligible for and offer competitive rates.
Car insurance for a 17-year-old costs an average of $2,339 per year. Teens tend to pay more for car insurance than most drivers since they have less years of driving experience. Shopping around and comparing quotes can help 17-year-old drivers find the best insurance company to fit their budget.
Best Car Insurance Companies for 17-Year-Olds
| Company | Average Premium | WalletHub Editor Rating |
| $1,249 per year | 4.2/5 | |
| $1,289 per year | 3.5/5 | |
| $1,355 per year | 4.4/5 | |
| $1,500 per year | 4.1/5 | |
| $1,546 per year | 3.7/5 | |
| $1,670 per year | 3.9/5 |
Note: Rates are an approximation based on a 17-year-old driver in California with minimum coverage and a good driving record. Actual rates will vary.
Car insurance rates are determined by many more factors than just age, including ZIP code, driving history, and your state's minimum coverage requirements.
Tips for Getting the Best Car Insurance as a 17-Year-Old Driver
Consider being added to an existing account: A standalone policy for a teen costs more than being added to a parent's or another relative's policy. For example, an individual policy for a 17-year-old will be $309 more than joining a family policy.
Shop around and compare quotes: Compare quotes from at least three companies, like the ones listed above, to make sure you are getting the best rate possible. A 17-year-old driver can save up to $4,048, on average, by comparing quotes.
Read reviews: You should read customer reviews about the companies you're considering on WalletHub and watchdog group sites like the Better Business Bureau. You should also check out each company's financial credit rating from AM Best. Make sure the company you choose has mainly positive reviews from customers and a stable financial rating, showing it has the ability to pay out claims.
Search for discounts: Look for discounts that you may be eligible for such as good-student and driver-training-course discounts.
Consider pay-per-mile insurance: If you don't drive much, you could save on car insurance by opting for a pay-per-mile insurance policy and only paying for the miles you drive.
To learn more, check out WalletHub's picks for the best car insurance companies overall.
People also ask
What is the cheapest car insurance for a 17-year-old?
The cheapest car insurance for a 17-year-old is from Travelers, USAA, and GEICO. These companies charge the average 17-year-old driver as little as $1,325 per year for minimum coverage, while the average car insurance company charges 17-year-olds around $2,339 per year.
Cheapest Car Insurance Companies for 17-Year-Old Drivers
| Company | Average Monthly Rate | Average Yearly Rate |
| $110 per month | ... |
How much is full coverage car insurance for 17-year-olds?
A full coverage car insurance policy for a 17-year-old costs about $5,453 per year, on average. This is more than the average full coverage premium for drivers of all ages ($2,927 per year) since 17-year-old drivers tend to have less experience behind the wheel than older drivers.
Average Premiums for 17-Year-Olds vs. Other Drivers
| Age | Full Coverage | Minimum Coverage |
| 17 years old ... | $5,453 per year | $2,647 per year |
How much is car insurance for a 17-year-old male?
Car insurance for a 17-year-old male costs an average of $2,339 per year, or $195 per month, for a minimum coverage policy. Male drivers who are 17 years old can expect to pay 69% more for car insurance than the average driver because they do not have as much driving experience and may be more likely to take risks.
Average Cost of Car Insurance for Male Drivers
| Age | Monthly Cost ... | Annual Cost |
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