McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage car insurance with Farmers costs an average of $389 per month ($4,652 per year). Full coverage policies from Farmers typically include comprehensive and collision coverage, along with any other types of insurance required by state law, such as liability insurance or uninsured motorist coverage.
Average Cost of Full Coverage Car Insurance with Farmers
State | Monthly | Annual |
$389 per month | $4,652 per year | |
$704 per month | $8,447 per year | |
$596 per month | $7,152 per year | |
$276 per month | $3,316 per year | |
$366 per month | $4,393 per year |
Premiums are representative of a good driver; individual premiums will vary.
A full coverage car insurance policy from Farmers costs more than the national average full coverage insurance premium ($351 per month). Farmers full coverage is 187% more expensive than a minimum coverage policy from Farmers, on average.
To learn more, check out WalletHub's guide to full coverage car insurance and read our full review of Farmers.
People also ask
How much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answer by WalletHub, Financial CompanyWhat does Farmers full coverage auto insurance cover?
Farmers' full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The exact definition of full coverage changes depending on your state's minimum auto insurance requirements. In some states, Farmers full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
Full coverage insurance from Farmers...
read full answer by Leif Olson, Car Insurance WriterWhy is Farmers so expensive?
Farmers is so expensive because of agent commissions and rising costs overall for insurance companies. At $1,044 per year, the average Farmers car insurance policy is a lot more expensive than the national average of $671 per year for a policy with minimum coverage.
Factors That Can Make Farmers Insurance More Expensive
- Commissions for agents
- Rising costs overall for insurance companies
- Being a young or inexperienced driver
- Purchasing a full coverage policy versus minimum...
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