You can cancel a Geico claim online, through the Geico mobile app, or by calling (800) 207-7847. But if you cancel a claim with Geico, or any other insurance company, the accident and attempted claim will still appear on your driving record. The payout would be listed as $0, though, which means a canceled claim shouldn’t affect future premiums.
Geico makes it easy to cancel a claim because it allows the company to avoid paying out money to customers, which is better for their bottom line. There are plenty of reasons why drivers might want to cancel a claim, too.
Why cancel a Geico claim?
- The cost of repairs is about the same as your deductible.
- You filed one or more claims recently and want to avoid future premium increases.
- You can’t afford your deductible.
- You can make repairs yourself or don’t need immediate repairs.
Can you cancel a car insurance claim after getting the payout?
As long as you have not cashed the payout check, it’s not too late to cancel a claim. The process is not completed until you deposit the money into your bank account. Even at that point, you may be able to speak to Geico representatives to ask about returning the insurance payout and canceling the claim.
Will Geico cancel a claim if I’m at fault?
You can’t cancel the other driver’s claim if you are found to be at-fault in an accident. Your liability insurance will cover the damages up to your policy limits, and you shouldn’t have to pay a deductible. You can, however, choose not to have your insurance company pay out a claim for your personal injuries or vehicle repairs.
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