Leif Olson, Car Insurance Writer
@leif_olson_1
It costs about $2,060 per year to add a teenager to Esurance car insurance. Esurance typically charges more than the average auto insurance company to add a teenage driver to a parent's car insurance policy. However, the exact amount your insurance will increase depends on several factors, including what state you live in, the age of the teen being added, and your driving history.
Cost of Adding a Teen to Car Insurance by Company
| Company | Cost of Adding a Teen Driver |
| $2,060 per year | |
| $555 per year | |
| $665 per year | |
| $738 per year | |
| $754 per year | |
| $775 per year |
Note: Rates are an approximation based on a 45-year-old married man with a teenager in the family. Actual rates will vary.
Fortunately, Esurance offers several discounts for teenage drivers, including good student discount, defensive driver discount, and superior driver discount—which can help you maximize your savings.
Esurance Discounts for Teen Drivers
- Good student discount
- Defensive driver discount
- Superior driver discount
Finally, it's important to note that once your teenager is added to your policy, your premiums will begin to partially depend on their driving habits. For example, if your teen is involved in an accident, premiums will increase for everyone listed on the policy.
To learn more, check out WalletHub's guide to the best car insurance for teens and young drivers.
People also ask
How can I get an Esurance good student discount?
You can get an Esurance good student discount if you have at least a B average. Student drivers can save as long as they are a full-time high school or college student.
Young drivers are usually quite expensive to insure since they lack driving experience. However, Esurance offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in...
read full answer by Lilah Butler, Car Insurance WriterWhat discounts does Esurance offer?
Esurance offers discounts for bundling car insurance with a renters insurance policy and for safe drivers who use the company’s DriveSense app. Esurance only advertises these two discounts on its website, but customer service representatives say that additional discounts are often available, depending on the state. For instance, policyholders in some states can save if their vehicle has qualifying safety features or if they are affiliated with certain employers or universities.
Esurance Discounts List
... read full answer by WalletHub, Financial CompanyDoes Esurance offer a defensive driving course discount?
Yes, Esurance offers a defensive driving course discount, but only in states that legally mandate it. Thirty-four states and the District of Columbia require insurance companies to provide a defensive driving discount to eligible drivers, though exact discount amounts and requirements vary.
If Esurance does not offer a defensive driving discount in your state, you should still consider taking a course. By going to traffic school, you can learn how to better avoid at-fault accidents...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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