Leif Olson, Car Insurance Writer
@leif_olson_1
It costs about $665 per year to add a teenager to The Hartford car insurance. The Hartford typically charges less than the average auto insurance company to add a teenage driver to a parent's car insurance policy. However, the exact amount your insurance will increase depends on several factors, including what state you live in, the age of the teen being added, and your driving history.
Cost of Adding a Teen to Car Insurance by Company
| Company | Cost of Adding a Teen Driver |
| $665 per year | |
| $555 per year | |
| $738 per year | |
| $754 per year | |
| $775 per year | |
| $863 per year |
Note: Rates are an approximation based on a 45-year-old married man with a teenager in the family. Actual rates will vary.
Fortunately, The Hartford offers several discounts for teenage drivers, including safe driver discount, good student discount, and defensive driver discount—which can help you maximize your savings.
The Hartford Discounts for Teen Drivers
- Safe Driver discount
- Good student discount
- Defensive driver discount
Finally, it's important to note that once your teenager is added to your policy, your premiums will begin to partially depend on their driving habits. For example, if your teen is involved in an accident, premiums will increase for everyone listed on the policy.
To learn more, check out WalletHub's guide to the best car insurance for teens and young drivers.
People also ask
How can I get a The Hartford good student discount?
You can get a good student discount from The Hartford if you have at least a B average. Student drivers can save as long as they are 16-25 years old and a full-time high school or college student. Students can also qualify by being ranked in the top 20% of their class or if they are included in the Dean's List, Honor Roll, or another school list designating scholastic achievement.
Young drivers are usually...
read full answer by Lilah Butler, Car Insurance WriterHow do I get The Hartford safe driver discount?
You can get The Hartford's safe driver discounts in several ways, including by installing anti-theft devices in your vehicle and taking a defensive driving course. The Hartford groups several discounts under the heading of “safe driver,” and offers additional benefits to drivers who maintain a clean record.
The Hartford's Safe Driver Discounts
- Anti-theft device discount: Get a discount if your car has active or passive anti-theft devices installed, including alarms...
Does The Hartford offer a defensive driving course discount?
Yes, The Hartford offers a defensive driving course discount. Drivers in eligible states who complete an approved driver education course, like The Hartford’s AARP Driver Safety Course, can get a discount for three years, though the exact amount varies by state. Once the discount expires, drivers can renew it by taking another course.
Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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