Leif Olson, Car Insurance Writer
@leif_olson_1
Car insurance in Texas for a 24-year-old costs $1,139 per year, on average, for minimum coverage. Drivers who are 24 years old pay less for car insurance coverage than the average driver in Texas because they have a few years of driving experience in order to prove they are not risky drivers.
Average Cost of Car Insurance in Texas by Age
| Age | Yearly Premium | Monthly Premium |
| 24-year-old | $1,139 per year | $95 per month |
| 16-Year-Old | $3,930 per year | $323 per month |
| 20-Year-Old | $1,981 per year | $165 per month |
| 25-Year-Old | $997 per year | $83 per month |
| 35-Year-Old | $808 per year | $67 per month |
| 45-Year-Old | $773 per year | $64 per month |
| 55-Year-Old | $731 per year | $61 per month |
Texas residents tend to pay more for car insurance than the average American, regardless of age. Drivers in Texas pay an average of $1,689 per year for minimum coverage, while $1,407 per year is the national average.
When looking for car insurance, you should compare quotes from at least three different companies to find the cheapest price that best fits your needs. To learn more, check out WalletHub's picks for the cheapest car insurance in Texas.
People also ask
What is the cheapest full coverage car insurance in Texas?
Redpoint has the cheapest full coverage car insurance in Texas, charging an average of $168 per month or $2,016 per year. This is cheaper than the $5,335 per year drivers pay for full coverage in Texas on average.
Cheapest Full Coverage Car Insurance in Texas
- Redpoint: $168 per month or $2,016 per year
- Texas Farm Bureau: $181 per month or $2,172 per year
- State Farm: $198 per month or $2,370 per year
- GEICO: $225 per month or $2,702 per year
- Germania: $243 per month or $2,920 per year
Note: Premiums are for a good...
read full answer by McKayla Girardin, Car Insurance WriterHow does car insurance work in Texas?
Texas is an at-fault state, which means the at-fault driver is responsible for paying for everyone injured in the accident. Drivers in Texas are required to carry at least $30,000 in bodily injury liability insurance per person ($60,000 per accident) and $25,000 in property damage liability insurance. There are no restrictions on the right to sue after an accident in at-fault states, even if the insured buys personal injury protection (PIP)
Average Cost of Car Insurance in Texas
read full answer by Anamarie Waite, Car Insurance WriterWhat is the best car insurance for new drivers under 25?
The best car insurance for new drivers under 25 years old is from companies like Allstate, GEICO, Progressive, and Safeco. They are among the cheapest car insurance companies for drivers of all ages, both under 25 and older, according to WalletHub’s Cheap Car Insurance Report. These companies provide a variety of coverage choices at affordable prices, along with numerous discounts applicable to drivers under 25.
Best Car Insurance For New Drivers Under 25
read full answer by WalletHub, Financial CompanyDid we answer your question?
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