Candace Baker, Car Insurance Writer
@candacebaker
No, State Farm does not have accident forgiveness. As a result, State Farm car insurance customers should expect their rates to go up by around 56% after an at-fault accident, even if it's their first one. If you are looking for a policy with accident forgiveness, it can be purchased from most major car insurance companies.
Best Car Insurance Companies for Accident Forgiveness
If you wish to keep your policy with State Farm, there are other ways to lower your rate after an accident. For example, you can look for any additional discounts that you may qualify for. You might also consider temporarily reducing your coverage.
For more options, check out WalletHub's picks for the best accident forgiveness companies. You can also learn more from our accident forgiveness guide.
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This is not true. 19+years with state farm. No tickets, accidents or anything in all that time. I hit a railing in my parking lot, going 5mph. No personal injury to me OR the railing. No personal forgiveness. I asked. Good credit score. No accidents. No speedong tickets. No nothing for 30+ years. I hit a railing IN MY PARKING LOT. No injuries. Not even to the railing! They gave me 3 points for a "moving violation". More than DOUBLED my insurance rates! $80/month to $175! For 3 YEARS. The response about accident forgiveness is a bold faced lie.