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Individuals eligible for USAA membership include active, retired, and honorably separated members of the U.S. military; cadets and midshipmen at U.S. service academies; and their eligible family members. Children (including step-children), spouses, widows/widowers, and former spouses who have not remarried are all considered eligible. For children to be eligible, the parent must join USAA while living.
Once someone becomes a USAA member, eligibility then extends to their family members (even if those family members aren’t in the military). For instance, if the child of someone who was a USAA member also joins USAA, that person’s spouse and kids are then eligible for membership as well. It can continue passing down that way. Eligibility does not extend to siblings or parents.
Chelsea Coste, Member
@chelseacoste
USAA products target the military and their family members, including their spouses and children. If you aren’t sure if you qualify for USAA credit cards, you can answer the short questionnaire right here.
Rachel E Knox, Member
@azblondie
Why does it matter when you should be running Away from this terrible bank! USAA is absolutely awful!
People also ask
How much is the USAA foreign transaction fee?
The USAA foreign transaction fee is 0% on all of its cards. This means you won’t be charged extra on transactions processed outside of the United States, whether it’s a purchase at a physical location in a foreign country, or an online transaction through an internationally-based merchant.
To learn more, check out WalletHub’s editors’ picks for the best no foreign transaction fee credit cards.
read full answer by Maria Adams, Credit Cards ModeratorDo USAA credit cards offer rental car insurance?
Yes, USAA offers rental car insurance for all of its credit cards. This benefit covers theft, damage, administrative fees, and more. Cardholders are covered up to the actual cash value of most rented cars. To be eligible, cardholders must decline the rental agency’s insurance and pay for the rental entirely with a USAA credit card or rewards.
Notable USAA Credit Cards That Offer Rental Car Insurance
- Best for Rewards:
- Best for Rewards:
- Best for Rewards:
- Rates & Fees Unlimited Cash Back:
- Rates & Fees Unlimited Cash Back:
- Unlimited Cash Back:
- Rates & Fees Best for Balance Transfers:
- Rates & Fees Best for Balance Transfers:
- Best for Balance Transfers:
- Secured:
- Secured:
- Secured:
- Best for Rewards:
- Unlimited Cash Back:
- Best for Balance Transfers:
- Secured:
Key Things To Know About USAA Rental...
read full answer by Marshall Jamieson, WalletHub Finance ConsultantDid we answer your question?
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@Rcsbajangrl_1: Yes, if you discontinued your membership with USAA, you are eligible to reinstate it at any point afterward as long as you still meet USAA’s eligibility requirements. For instance, if you were not honorably discharged, you may no longer be eligible. Your USAA membership account is attached to your Social Security number or tax ID. If you forgot your account number or your account is locked, you can call USAA at 800-531-8722, and they will look up your account number for you or help you unlock your account and reset your password.
If a person discontinues their USAA membership or account after discharge, are they able to eligible reinstate or apply for membership at a later date or year once they’ve left membership?