McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Full coverage car insurance with USAA costs an average of $234 per month ($2,802 per year). Full coverage policies from USAA typically include comprehensive and collision coverage, along with any other types of insurance required by state law, such as liability insurance or uninsured motorist coverage.
Average Cost of Full Coverage Car Insurance with USAA
State | Monthly | Annual |
$234 per month | $2,802 per year | |
$261 per month | $3,131 per year | |
$450 per month | $5,402 per year | |
$333 per month | $3,994 per year | |
$283 per month | $3,401 per year |
Premiums are representative of a good driver; individual premiums will vary.
A full coverage car insurance policy from USAA costs less than the national average full coverage insurance premium ($351 per month). USAA full coverage is 247% more expensive than a minimum coverage policy from USAA, on average.
To learn more, check out WalletHub's guide to full coverage car insurance and read our full review of USAA.
People also ask
How much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answer by WalletHub, Financial CompanyWhat does USAA full coverage auto insurance cover?
USAA's full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The exact definition of full coverage changes depending on your state's minimum auto insurance requirements. In some states, USAA full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
Full coverage insurance from USAA...
read full answer by Leif Olson, Car Insurance WriterWhy is USAA so expensive?
USAA is so expensive because car insurance is expensive in general, due to rising costs for insurers. But the average USAA car insurance policy ($487 per year for minimum coverage) is cheaper than coverage from most competitors, which means USAA is actually one of the cheapest car insurance companies nationally.
For example, teenagers pay an average of $1,581 per year for USAA insurance, compared to $487 per year for older drivers. Additionally, drivers who recently had an at-fault accident pay an average of $701 per year...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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