Catherine C Ford, Writer
@catherine_ford_1
CarShield usually does not cover damage from pre-existing issues, normal wear and tear, or unauthorized repairs. Repairs or replacement parts such as brake pads, shocks and struts, rubber hoses, and serpentine belts are also commonly excluded from CarShield's coverage plans.
What CarShield Does Not Cover
- Repairs for issues that already existed before your CarShield warranty took effect
- Any repairs that CarShield did not authorize, unless for an emergency
- Parts or repairs not included in your policy
- Airbag and seat belt failure
- The deductible listed in your CarShield contract
- Cleaning, adjustments, refitting, realigning, or programming that is not required for covered repairs
- Breakdowns or maintenance as a result of a collision or other external causes like fires, extreme weather, animals, or explosions
- Repairs required due to a lack of maintenance
- Breakdowns caused by factors such as engine sludge, corrosion, cracked rubber, dry-rot, road chemicals, lack of fuel, or the use of a fuel grade not recommended by your vehicle’s manufacturer.
The complete list of what is included and excluded will be outlined in your policy when you purchase a CarShield plan. To learn more, check out WalletHub’s review of CarShield.
People also ask
What repairs does CarShield pay for?
CarShield pays for repairs to the mechanical parts of your vehicle. Most CarShield protection plans will cover engines, transmissions, drive axles, water pumps, and transfer cases (a metal casing that delivers power in four-wheel-drive). Some CarShield plans also cover things like a car’s air conditioning, steering, suspension and starter.
Repairs Covered by CarShield Plans
| Type of Repair | Aluminum Plan | Silver Plan | Gold Plan | Platinum... |
Does CarShield really pay for repairs?
Yes, CarShield pays for repairs that are covered under the terms of your extended warranty contract. Your CarShield plan administrator pays your mechanic or dealer for any approved repair claims, and you are responsible for the deductible as well as any parts not covered by the plan.
Why Some People Wonder Whether CarShield Really Pays
CarShield used to have a low rating with the Better Business Bureau (BBB) for allegedly failing to pay claims...
read full answer by WalletHub, Financial CompanyWhat are the cons of CarShield?
The cons of CarShield include its monthly cost of $99 or more and numerous consumer complaints to the BBB about denied claims for issues that should be covered. Additionally, CarShield plans may offer limited coverage to begin with.
Cons of CarShield
High prices
CarShield offers six levels of protection plans, and their cheapest plan costs around $99 per month. In comparison, mechanical breakdown insurance costs about $100 per year and offers more coverage.
... read full answer by Delaney Simchuk, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.