WalletHub, Financial Company
@WalletHub
Allstate Drivewise is a usage-based insurance program that tracks drivers with a mobile app and adjusts their premiums based on their driving habits. The Allstate Drivewise app monitors three main driving characteristics: safe speed (under 80 mph), braking (minimal abrupt stops) and time of day (limited late-night trips).
Allstate Drivewise - Key Features
| Factors for Calculating Pricing | Additional Considerations | Availability |
| Speed Time of Day Braking | Drivers get rebates every six months based on driving behavior. Drivewise tracks unsafe behavior, such as hard braking and high-speed driving. You can use a smartphone app. | All states except California and Alaska |
How Allstate Drivewise Works
Allstate Drivewise works by tracking drivers’ habits through the Allstate mobile app. Users do not have to take any action to log trips on the app. Your phone just needs to be charged to at least 5% and have location services enabled in order for your trip to be detected. Once you’ve traveled at least 15 mph for at least a minute, the app will begin tracking you.
However, if you’re a passenger in a moving vehicle and not the driver, you will have to edit the trip details, or put the app into “sleep” mode for the duration of your trip.
Drivewise does not affect premiums directly, instead offering cash rebates to drivers based on their performance. If you practice unsafe driving habits while using Drivewise, your rates won’t go up. But drivers who practice good habits can expect to earn lucrative rewards.
Allstate Drivewise Rewards
If you’re a current Allstate customer, you can receive a policy discount or an enrollment reward just for signing up. If you drive safely, you can get a performance reward every six months. Saving amounts and types of savings vary by state.
How to Sign Up for Allstate Drivewise
To sign up for Drivewise, the primary policyholder needs to download the Allstate mobile app on their smartphone and activate the program. Then, additional drivers on the policy who want to use Drivewise can download the app and enter an activation code.
gclark, Member
@gclark
Drivewise is a tracking system by All State Insurance that tracks your driving habits with gps technology to establish premium discounts
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