The best car insurance discounts for nurses are from Geico, Liberty Mutual, Farmers, Nationwide, Travelers, AAA, and California Casualty. Depending on the insurance company, nurses can get car insurance discounts through their employer, through a professional association, or by showing a nursing license or degree.
Car Insurance Discounts for Nurses, by Company
Geico discounts its rates for members of more than 800 professional associations, including the American Association of Registered Nurses and the Association of Women’s Health, Obstetric, & Neonatal Nurses.
Liberty Mutual may provide savings for registered nurses, though you will have to get a quote to see if you are eligible.
Farmers offers discounts to nurses who can provide a nursing license, certificate, or degree as proof, regardless of their exact employer or professional association.
Nationwide gives an affiliation discount to members of the American Nurses Association.
Travelers partners with some employers, including certain hospitals, to provide group discounts for employees.
AAA offers nurse discounts by region. For example, members of the CA Nurses Association, American Nurses Association, and American Society of Registered Nurses can get AAA discounts in California. Additionally, healthcare workers can become AAA Mid-Atlantic members for 50% off through the end of 2020.
California Casualty, which actually operates in more than 40 states, offers a discounted insurance program for nurses with specially tailored perks. For example, nurses can benefit from a reduced deductible for collisions or vandalism at their place of employment in most states.
Eligibility and discount amounts usually differ by state, so it’s best to get quotes from multiple insurers if you plan on saving via a nurse discount. For more information on other ways to save, check out WalletHub’s guide to car insurance discounts.
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