Donald Trump surprised pollsters when he won the 2016 presidential election over his rival Hillary Clinton, but will he be able to replicate that success in 2020 against Democratic challenger Joe Biden? More importantly – what would four more years of a Trump presidency look like for taxes, the stock market, education, health care, the COVID-19 response and more? WalletHub explored all those topics and more to predict how a second Trump term might impact you, especially when it comes to your finances.

The Trump campaign's second term agenda has provided limited details regarding its economic priorities. Therefore, to assess President Trump’s economic plan we relied on the president’s statements and the fiscal proposals contained in his 2021 budget. Below, you can see our full data, along with additional commentary on each topic from a panel of experts.

On Jan. 20, 2021, either Donald Trump will be reinaugurated or Democratic nominee Joe Biden will take his place. How would America change when it comes to taxes, health care, the minimum wage, COVID-19 and more if Biden wins the election and makes Trump a one-term president? In this report, WalletHub sought to answer that question, with a heavy emphasis on the financial consequences of a Biden presidency.

Below, you can see WalletHub’s full data and predictions on things like how the S&P 500 and unemployment rate would change with Joe Biden in charge. For each of our overall categories, we also sought out additional commentary from a panel of experts.

WalletHub’s nationally representative Halloween Spending & Financial Fears Survey found that 22 million more people are having nightmares about money problems this year than last year, and that roughly 13 million more people are scared about their kids’ financial future. The survey also includes findings on how politicians prey on people’s financial fears, whether people consider their finances a horror show, and more. The complete results are laid out in the following infographic.

Key Stats

• 22M more people have nightmares about money this year than last year.
• Almost 90% of Americans think that politicians prey on peoples’ financial fears.
• Roughly 13M more people are scared about their kids’ financial futures this year than last year.
• Nearly 40% of people are more afraid of credit card debt than the coronavirus.
• Almost a third of Americans think their finances are a horror show.
• 130M Americans think the coronavirus is the scariest thing about Halloween this year.

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For the 2021’s College & University Rankings, 2021’s Best Universities Ranking and 2021’s Best Colleges Ranking, the institutions listed below were removed from our sample due to one or a combination of the following reasons: 1) they lack available ACT and/or SAT score data; 2) they are not the main campus; 3) they provide only very specialized degrees; and/or 4) other data limitations. For more details on how we constructed our sample please visit the methodology section.

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The release of each new iPhone model is a big-money occasion for Apple, but this year many people may not have as much money to spend due to the COVID-19 pandemic. The unemployment rate is 8.4% and total credit card debt stands at nearly $1 trillion, which means that buying a new iPhone is an even bigger decision for consumers than usual. Depending on what features people want, they may have to shell out over $1,000 for a new device. For some people, that's too much. In fact, 36 percent of Americans plan to reduce the cost of their cell phone as a result of the pandemic, according to a nationally representative survey conducted by WalletHub. However, despite the overall financial outlook, one in three Americans still plan on getting the new iPhone this year.

WalletHub examined not only how the COVID-19 pandemic has impacted Americans’ cell phone purchase plans, but also why people buy new phones, how essential phones are and more. Below, you can find additional highlights from WalletHub’s 2020 iPhone Survey, along with further insight from a panel of experts and a full description of our methodology. Consumers looking to save money on a new cell phone purchase can also check out WalletHub’s Cell Phone Savings Calculator to crunch the numbers.

Love coffee? In honor of National Coffee Day on Sept. 29, WalletHub compiled a list of coffee retailers offering special discounts and other promotions to their customers during the holiday and other days of the week.

Some of the deals include a free medium hot or iced coffee with any purchase at participating Dunkin' locations; a free coffee of any size from Cumberland Farms after texting COFFEE to 64827; and your first bag of coffee free (just cover shipping) from Atlas Coffee Club. Find out exactly what specials are brewing at each store below.

As Labor Day approaches, it is a time to both celebrate American workers and take a critical look at how they have been impacted by the COVID-19 pandemic. Though the U.S. is slowly regaining lost jobs, the national unemployment rate is still far higher than normal, at 10.2% as of July 2020. The frighteningly high level of unemployment, combined with the continued spread of coronavirus and its devastating economic impact, has led many American workers to wonder whether they’ll be the next to get laid off.

In light of the financial struggles faced by workers across the U.S. and in recognition of Labor Day, WalletHub conducted a nationally representative survey, which found that nearly 1 in 3 Americans worry about job security. In addition to examining how the COVID-19 pandemic has impacted Americans’ finances, WalletHub’s survey also took stock of people’s plans for Labor Day. Below are highlights from the survey, along with commentary from a panel of experts and a description of our methodology.

To gain a better understanding of how college students are coping during these unprecedented times, as well as how the situation is affecting students’ personal finances, WalletHub conducted a nationally representative survey of current college students. We asked them about everything from how their opinion of their financial future has changed during the pandemic to how they would grade their personal finances. You can find the complete results in the infographic below.

Key Stats

• More than 6.4 million college students get help from their parents with their credit card bills.
• The coronavirus pandemic is holding 8.4 million college students back financially right now.
• 2X more students from medium income households compared to students from high income households say lack of financial literacy holds them back the most.
• 15% more students would grade their personal finance with an A in 2020 vs 2019.
• 14% more students considered themselves savers in 2020 vs. 2019.

Whether or not we should open schools for in-person learning this fall is a hotly-debated topic. It’s undeniable that schools form an essential part of our economy. In addition to educating our children and boosting their future economic opportunities, they also keep kids out of the home during the day, which allows parents to go to work. If schooling is held remotely, many parents will have to worry about child supervision, along with other concerns like providing meals during the day. In light of these concerns, WalletHub conducted a nationally representative WalletHub survey which found that 55 percent of parents in the U.S. want schools to meet in person this fall.

WalletHub’s survey examined Americans’ reasons for wanting schools to meet in person or continue remote learning, as well as their thoughts on teachers who conduct remote classes. Below are highlights from the survey, along with commentary from a panel of experts and a description of our methodology.

Back-to-school season can be a bummer – not just for students, but for parents and their wallets, too. From binders and bookbags to tablets, computers and the latest clothes, there’s a lot to buy.

To gauge people’s feelings about back-to-school shopping, and thus learn more about the state of family finances during the pandemic, WalletHub conducted a nationally representative online survey of parents with kids in school. You can find the complete results in the infographic below.