Info about AARP Rewards Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR242Reviews38Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days.
Earn 3% Cash Back on Gas and Drug Store purchases (excluding Target and Walmart); 2% Cash Back on Medical expenses; 1% Cash Back on all other purchases.
There’s no limit to the amount of rewards you can earn. And they never expire as long as your account is open and in good standing.
Redeem rewards for an AARP membership for yourself or as a gift. Options start at $16 in rewards.
You can redeem rewards for cash back and more at BarclaysUS.com.
APR on Purchases
21.24% - 30.24% (V)
Balance Transfer
0% intro APR for 15 months, 21.24% - 30.24% (V) APR after that
$100 initial bonus. All you have to do to earn $100 cash back is spend at least $500 within the first 90 days of opening your AARP Credit Card account. That’s only $167 a month for what amounts to 20% cash back.
Solid rewards for gas and drugstores. ... show more
Can't find what you are looking for? Submit your question about AARP Rewards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The AARP Rewards Credit Card offers 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. Plus, you can also earn an initial bonus of $100 cash back after spending $500 in the first 90 days. You can redeem your rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise.
Here's how the rewards work for the AARP Rewards Credit Card:
Initial Bonus:$100 cash back after spending $500 in the first 90 days.
Ongoing rewards:3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases.
How to redeem: Log in to your online account and go to the "Rewards & Benefits Center".
Redemption options: You can redeem rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise. Redemptions start at $25, with the exception of AARP memberships, which start at $16.
The rewards for the AARP Rewards Credit Card don't expire as long as your account is open and in good standing. That said, credit card rewards terms can change at any time. So, it's best to use your rewards frequently.
The AARP Credit Card bonus offer is $100, which new cardholders can earn by spending $500 in the first 90 days after account opening. Cardholders also earn 3% bonus cash back on gas station and drugstore purchases, and 2% back on medical expenses 1% back on all other purchases).
Keep in mind that a foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether it's a purchase at a physical location in a...
You can create an online account and access your rewards balance at: https://creditcards.chase.com/aarp/cardmember . Let us know if you run into any difficulties!
Such transactions should be processed immediately or by the next business day. If you are still waiting, we advise calling Chase's customer service at 800-283-1211. Please let us know if you have any other questions.
Share your insights and review the AARP Rewards Credit Card
5
11%
4
15%
3
60%
2
10%
1
4%
3.2
242 reviews
242 reviews
What's Your Rating?
Review sort
bksutton343 @bksutton343
Report Abuse
1 Star Rating
Absolute disaster on the first day of the switch from Chase card to Barclay's. Followed the instructions and the new card is being rejected on three websites during sign up. Keeps telling me to check the account number, expiration date and CVV. I have been on hold to Barclay's customer service for over 1 hour and 20 minutes now. Filled out a complaint form on their website but have not received any answer. Also, cutting off our Chase AARP card three days before "activating" this one (HA! I'm still waiting on that...) Insert very mad face imoji here.
show more
show less
Comment
0
0
bhugg_2000 @bhugg_2000
It was a travesty. We finally got through today and another 1 1/2 wait. I bet there are a ton of cardholders left in the dark. I would love to know who thought this was a good idea.
show more
show less
Comment
0
0
bhugg_2000 @bhugg_2000
Report Abuse
1 Star Rating
AARP decides to convert how many cardholders to MasterCard in one day. I know how this works, and its not an easy conversion. Just how many cardholders are being converted today? How many are senior citizens? How many can possibly understand this? My 95 yo mom got her little package with two cards in it. One is for her deceased husband. There is no way she could do this herself.
Did anyone even consider the target audience for this rollout? Did you ramp up customer service to answer phone calls? (Based on my hold time that would be a no).
I tried dialing the activate phone number and was disconnected twice. I tried to do it online but their system wouldn’t let me create a login. I dialed the customer service and have now been on hold for over two hours.
Common sense would tell you this was a bad idea. AARP is trying to spin it that MasterCard/Barclays is offering more benefits for the cardholders. Right. The only ones benefitting from this ridiculous conversion are Barclays, AARP and MasterCard.
Still waiting for a relationship manager…
show more
show less
Comment
0
0
Theresa Avery-Scigaj @Tavery
Report Abuse
3 Star Rating
I really liked the AARP chase card which I've had for 13 years. I was really upset to learn that everything is going to another card number at Barclays. There are many many automated payments and websites using the Chase card number which I now have to change. This is a royal pain. It goes to show the problem with using a co-branded card. The plan can change at any time and the consumer is stuck with making all of the adjustments. Considering this is an organization for seniors, this can be an effort for some. Or do they think seniors are so simple that they don't do automated transactions or buy online. The 3 star rating is a reflection of this change to the bank that the card is using. I give Chase 5 stars.
show more
show less
Comment
0
0
Robert Baskin @robertb_100
Report Abuse
1 Star Rating
Nothing but trouble. Seems there is a monthly late fee. I also just called to redeem my mothers "Rewards" points for her (I am POA) and Chase won't allow me to do so. We put her on Hospice about a month ago and I was going through her accounts to simplify the process (she only has a week or two left). She can;t request in writing as her motor skills are gone and she can't talk due to the effects of her pain meds. So, Chase owes a dying woman $100 and they won't give her what rightfully has earned. Stay away from those guys!!!
show more
show less
Comment
0
1
Ben White @ben.white.56481
Report Abuse
3 Star Rating
I do not like the international transaction fee. My other card does not charge a fee. I am traveling starting next week. I will use my other card whenever possible. You will loose money as a result.
show more
show less
Comment
2
2
Robinn Mcclain @robinnm
What I really would like to know is,.Does AARP credit card go through Chase or is it a credit card of it's own? This is what I really want to know. I have seen so many AARP credit card applications, but none that are truly though AARP. Does anyone know if there is a real AARP credit card application of it's own. Please let me know. Thank You Robinn Mcclain
show more
show less
Comment
0
0
Alice Hafer @alice.hafer.3
Report Abuse
4 Star Rating
Chase has always had great customer services and their card security is pretty amazing, to the point where I have even been locked out of my own account (my own fault). But I knew that my money was safe. The only downsides are the steep international fees. I generally use the card for travel, which might not be the best way to use it, but when I withdraw any cash it costs $10 plus the 3% that adds up very quickly. Any payment in international currencies merits that 3% charge. But otherwise the no annual fee and the seemingly small late fees are a huge bonus. I've had my chase credit card for more than 5 years now and I don't really even consider going to another company because their service and helpfulness are invaluable. I suppose the only thing that could make it better would be a chase card with sky miles as a reward. That would be an ideal situation.
show more
show less
Comment
0
1
Nick Martocello @nmartocello
Report Abuse
4 Star Rating
Awesome, AARP Rewards Credit Card gave me 10,000 points rewarded as soon as i hit $500 which gave me $100 back. It also gave me 3% cash back on gas station and restaurant purchases and a full 1% on all other purchases which is fantastic for credit cards now a days, especially dining out and fueling up and a rate of 16.24% is good considering the current economy, plus no annual feel is a HUGE bonus.
show more
show less
Comment
4
4
Reylin Bates @reylin.bates
Report Abuse
4 Star Rating
The AARP Rewards Credit Card is quite known. I've heard about it many times. There are some good benefits to it. One thing I like a lot is the no annual fee. That is simple but I always appreciate not having annual fees with a credit card. Also, I like that you can get $100 cash back if you spend 500 bucks during your first 3 months with the card. That is really nice. I feel like if you're old enough to have this card, you should definitely take advantage of getting it. There are other cards similar to this one for those not old enough, such as the Costco American Express card. I would say they are very similar. The only thing I dislike about the card is you have to have good credit, but that's just how it works so that isn't a big down.
show more
show less
Comment
1
1
Ben @shortstain
Report Abuse
4 Star Rating
You hear about AARP a lot in hotels - they offer a discount like the AAA. Unfortunately, being younger, I can't actually get a hold of this card. The AARP Rewards Credit Card does offer a really nice $100 check back for spending $500 in the first 3 months, as well as 3% cashback on gas station and restaurant purchases, as well as 1% on everything - similar to the Costco American Express. You can even redeem your points for cash, travel, etc, so it's really versatile. I'll probably get one as I get older, as this is actually equivalent in most categories or better than the True Earnings Costco American Express that I consider to be my favorite card.
show more
show less
Comment
0
2
Joe Weider @joe_weider
Report Abuse
4 Star Rating
I’m not going to reveal my age here, but the truth is old stogie time is coming faster for all of us than we think. It isn’t all bad though as those people in the Cialis commercials seem to be having an awesome time and you get a lot of discounts just for being old ( I know my dad gets pumped when he gets senior discounts at the movies). The benefits of old age aren’t necessarily just given to you though, you often have to sign up for them or pay a small fee, think signing up for an AARP membership or the AARP Credit Card. The AARP Credit Card is one instance where an application is necessary. You won’t have to pay an annual fee, but you do need good or excellent credit to get it. But what do you get in return? You get 10,000 bonus points after your first purchase with the AARP Rewards Credit Card, which equates to $100 in free money. You also get 3 points per $1 spent on travel and 1 point per $1 spent on everything else. Now, that’s certainly not great and actually pales in comparison to the rewards offered by other cards that don’t have the AARP branding (you don’t want to pay extra or sacrifice value for branding). Perhaps there are other features that make the AARP Rewards card more appealing though. Indeed, there are some. For example, Chase donates a $1 to AARP’s Drive to End Hunger Program for every new AARP Reward Credit Card account opened and $0.03 for every purchase made with this type of card. You also get automatic price, purchase and return protection for purchases made with it, which means you’re basically assured of getting the lowest price and of the ability to make returns (though this might not be all that special since Visa and MasterCard I believe offer those things for many of their cards already). Finally, the AARP Rewards Credit card offers 0% on purchases and balance transfers for a year, so you could either save interest on debt or leave more money in the bank for longer accruing interest. Overall, the AARP card is a decent option.
Before you go ahead and submit that application, its important to note that just because youre above the age of 50 doesn’t mean you’re resigned to opening the AARP Card. There are a lot of really good alternatives. If you want rewards, the Cap One Venture Card or the Chase Sapphire Preferred are nice. If you want to start an education fund for a child or grandchild, the Fidelity 529 credit card is a decent choice. If you want 0% for the longest time possible, citi has a few cards offering that rate for purchases and transfers for 18 months.
show more
show less
Comment
2
2
+ 232 users submitted a rating without writing a full review
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.