The Capital One Savor credit limit will be based on your creditworthiness once your application has been approved. When determining credit limits, factors such as your debt-to-income ratio, repayment history, and the length of your credit history will play a significant role.

Note that there's no surefire way of knowing your Capital One Savor credit limit before applying and getting approved. Keep in mind that Capital One Savor requires at least good credit for approval. So, make sure you know where you stand before...

The credit score that you need for the Capital One Savor card is 700+. This means at least good credit is required for approval. You may still get approved for the Capital One Savor with a lower credit score, but the odds are best with scores above that mark.

Other Capital One Savor Approval Requirements:

While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes...

Capital One Savor is a Mastercard. That means you can use your Capital One Savor at nearly 11 million merchants nationwide. Plus, you can use it abroad in more than 210 countries and territories.  

Things to Know About the Capital One Savor Card

• Card acceptance: The Capital One Savor is accepted by millions of retailers in over 210 countries and territories. Almost every merchant that takes credit cards accepts Mastercard.
• No foreign transaction fees: On top of the Capital One Savor's...

The Capital One Savor foreign transaction fee is $0. In fact, all Capital One credit cards benefit from $0 foreign transaction fees. That means you can use the Capital One Savor card anywhere in the world that accepts Mastercard without paying a surcharge. The same applies for online purchases made through an international merchant. 

Capital One Savor Fees

• Annual fee: $95 annual fee. 
• Cash Advance Fee: 3% (min $3)
• Foreign Fee: $0
• Balance Transfer Fee: $0
• Max...

The Capital One Savor annual fee is $95. Capital One charges the fee to pay for the card's benefits and rewards, but people who use the card regularly and always pay the bill in full by the due date can more than make up for the cost. 

You can cover Capital One Savor's annual fee for several years just by earning the card's initial bonus of $300 for spending $3,000 in the first 3 months after opening an account. Capital One Savor's substantial ongoing rewards will also...

No, the Capital One Savor Card's $500 bonus is not available anymore. It was a temporary promotion that ended a while back. It's also unclear whether this promotion will ever come back. The card's current bonus is $300 for spending $3,000 in the first 3 months.

The card's current bonus is still one of the best cash bonuses on the market. Plus, it can help offset the cost of the card's $95 annual fee for a few years.

Here's what the Capital One Savor currently...

The biggest differences between the Capital One Savor Cash Rewards Credit Card and the Capital One SavorOne Cash Rewards Credit Card are that the first comes with more generous rewards while the latter features a $0 annual fee. Both cards require good credit or better (700+), and both feature a $0 foreign transaction fee. Which you get really depends on how much you plan to charge to the card, especially in its bonus categories.

Here are the differences between the Capital One Savor and Capital One SavorOne:

• Initial...

To get the Capital One Savor Cash Rewards Credit Card bonus, new cardholders must spend $3,000 within the first 3 months of opening an account. The Capital One Savor card bonus is $300. Capital One Savor's rewards can be redeemed for a statement credit, a check, or gift cards.

What you should know about the Capital One Savor bonus:

• The spending requirement for the Capital One Savor bonus is quite high, but you will get back a percentage of what you spend. More specifically, you will earn...

Capital One Savor vs. Venture pits a cash back card against a travel rewards card. Capital One Savor offers 4% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% cash back on all other types of purchases. The Venture card gives 2 miles per $1 spent on all purchases. Venture's miles are worth 1 cent each toward travel. Both cards charge a $95 annual fee.

Both cards come with...

You can apply for the Capital One Savor online.

Alternatively, you can apply in a Capital One branch or by calling 800-695-5500.

No matter how you do it, your application is taken into account for instant approval. You'll need your personal information and the application will result in a hard inquiry, so that's a slight dent in your credit score, for a short while.