Info about Intrust Bank Visa® Platinum Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
%APR145Reviews2Q&AContact
APRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 18 months, 18.49% - 28.49% (V) APR after that
Balance Transfer
0% intro APR for 18 months, 18.49% - 28.49% (V) APR after that
Balance Transfer Fee:3% (min $5)
WalletHub Review
Intrust Bank Visa® Platinum Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No rewards
No initial rewards bonus
Balance transfer fee
High regular APR
Intrust Bank Visa® Platinum Card's Additional Info
Can't find what you are looking for? Submit your question about Intrust Bank Visa® Platinum Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You may redeem your Intrust Bank Visa Platinum online or by phone.
Redeeming them online is similar to purchasing items from an online retailer. Select the item you want, place it in your shopping cart and proceed to the checkout page, where you will pay for your purchase with points instead of cash.
If you prefer to redeem your points by phone, contact a representative by calling 800-960-8472.
If your card doesn't arrive after 10 business days, then call the card's customer service at (800) 558-3424. They'll be able to send you a replacement card if the original...
Share your insights and review the Intrust Bank Visa® Platinum Card
5
92%
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4.8
145 reviews
145 reviews
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mvicsmith89 @mvicsmith89
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1 Star Rating
The customer service has been absolutely terrible. I am pretty sure the person i talked to was intoxicated or on drugs. I am closing my account as soon as possible.
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Franklyn Danes @franklynd1
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5 Star Rating
I kept getting pre-approval offers in mail (for almost a year). After realizing the APR on my most frequently used (and highest balance) credit card was 29%, I finally decided to take CitiBank up on their offer of 0% for the first year. After that introductory period was over I kept checking my account to see what APR I was going got be saddled with. I'm now coming up on my 2 year anniversary with this card and my APR has remained at around 18% (rate is variable, so keep in mind). Why it took me so long to switch in the first place I'll never know! Now my Citi Dividend Platinum Select card is my primary card. This card has a good mix of cash back rewards, too (plus additional benefits like travel insurance coverage, etc). When I first opened it there was a $150 cash back reward (after $500 in charges within the first 3 months, which for someone like me who uses their card to pay for everything, that was a piece of cake). No annual fees either. I highly suggest applying. Thankfully, I got approved with a generous credit line. Keep in mind though, the FICO requirement is higher for this card. Only people with a good (high end) to excellent credit with probably qualify.
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Steven Belman @steven.belman
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5 Star Rating
The Citi Dividend Platinum Select Visa card is great. To give some context, I had an American Express Starwood Preferred Card before this. The American Express card was good because I could accrue points with each purchase, which then turned into hotel or airline miles. That said, the points are still limited to just hotels and airlines. I was looking for a card which would allow me to have CASH BACK, and this was a good option. I was able to earn 1% back on most purchases, but I was also able to get 5% back on select purchases of rotating categories; the current categories on which I get 5% back right now include airlines and car rental, Gap, Banana, and Old Navy. This is great, especially since I like to travel and shop at those stores. In addition, Citi also has approximately 400 parternships with many online vendors. You can shop Citi’s online store and get up to 20% on select vendors.
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Nicole Long @nicole.long.564
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4 Star Rating
I love savings so the 5% is for me, plus the $200.00 back is great. Your going to spend that amount on groceries and gas anyway might as well get something in return...
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Joe Weider @joe_weider
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3 Star Rating
Ok, I realize the Yankees lost, and I don’t want to hear about it (if anyone is actually following my little credit card review posts). What I want is to distract myself, and this Citi Dividend Card will certainly do the trick. Aside from giving me something to research, the main reason why the Dividend Card is so apt for this purpose is the $200 in cash it gives you after spending $500 in the first three months. I feel like I need to give myself a little present to cheer myself up, and that extra dough could really help. But that’s not all this baby’s got, there’s also the 5% cash back you can get on different spending categories every three months, the 1% on everything and the fact that it’s got no annual fee.
Ultimately though, after further review, this Citicard doesn’t distinguish itself much from the rest of the cash back credit card market (in fact, it seems practically identical to the Chase Freedom Visa) so I don’t think I’ll be opening it. Besides, by the time I get my $200 initial rewards bonus, I’ll be getting amped up for pitchers and catchers reporting and won’t need a pick me up quite so much.
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+ 140 users submitted a rating without writing a full review
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