We're sorry, but the Overstock.com Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 888-295-5540
You can review Overstock.com Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Excellent Credit, Good Credit
$0
Earn $20 Club O Rewards bonus after your first purchase.
Earn 3% in Club O Rewards on qualifying Overstock™ purchases with this card. Plus, earn 5% as Club O Rewards Program member (for a total of up to 8%).
Earn 2% in Club O Rewards on qualifying gas and grocery purchases
Earn 1% in Club O Rewards when you use your card on everything else
0% intro APR for 12 months, 17.74% - 26.74% (V) APR after that
APR: 17.74% - 26.74% (V)
Balance Transfer Fee
No membership fees
0% intro APR on purchases
High rewards rate
$20 initial rewards bonus
No intro APR on balance transfers
Balance transfer fee
Foreign fee
Requires good/excellent credit
| cash advance fee | 5% (min $15) |
| cash advance APR | 26.99% (V) |
| foreign transaction fee | 3% |
| smart chip | No |
| max late fee | $37 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 21 days |
0% Introductory APR for 12 months on purchases from Overstock.com in which single or multiple items are purchased in the same transaction totaling at least $500.
Easily manage your account on your computer, tablet, or phone with our easy to use website or mobile apps.
Free Club O Membership upon credit card approval.
Free Shipping for as long as you are a Club O Rewards member.
Can't find what you are looking for? Submit your question about Overstock.com Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can cancel your Ovserstock credit card application by calling 855-810-2546.
But take into account that cancelling is a waste of a hard pull, and the card has no annual fee so it will help your credit for free even if you never use it.
Share your insights and review the Overstock.com Credit Card
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Offer last updated: Mar 30th, 2023 at 10:23 ET
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