Truist Enjoy Cash credit card

Truist Enjoy Cash credit card
Info about Truist Enjoy Cash credit card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactAccepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
Enjoy Cash lets you choose from two cash back options when you apply—so you earn what fits your spending habits best
Option 1: Earn 3% cash back on gas, 2% on groceries and utilities (up to the combined $1,000 monthly spend cap on 2% or 3% eligible purchases) and 1% on all other eligible purchases.
Option 2: Earn 1.5% cash back on all eligible purchases.
10%, 25%, or 50% Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
APR on Purchases
0% intro APR for 12 months, 17.74% - 26.74% (V) APR after that
Balance Transfer
APR: 17.74% - 26.74% (V)
Balance Transfer Fee
WalletHub Review
Truist Enjoy Cash credit card Pros & Cons
No membership fees
0% intro APR on purchases
No foreign fee
No initial rewards bonus
No intro APR on balance transfers
Balance transfer fee
Requires excellent credit
Truist Enjoy Cash credit card's Additional Info
cash advance fee | 4% (min $10) |
cash advance APR | 26.74% (V) |
foreign transaction fee | $0 |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Customizable card controls for added security.
Contactless payments and mobile wallets for faster checkout.
Visa® Zero Liability protection against unauthorized card use.
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