Victoria's Secret Credit Card

I love this card. It was a simple sign -up and one of the first i ever received. I let this card close on its own (it closes after a year i think of non-use) and they were willing to allow me to reopen an account even after my ex screwed with my credit rating. What I also like is the discounts that you receive. I swear, i have gotten so many free underwear coupons in the mail lately I have been giving them to friends. What I like (which is an incentive) is if you purchase a bra from the store and then make a payment (or could be reversed, you would have to ask) you receive double-points, which gets you closer to the $10 off coupon. Early access to the Semi-Annual sales and so on. I love that is card has such a low APR and is willing to work with customers. Not to mention the cute clothes of course. And perfumes.

This credit card is a great for guys who want to shop for their girlfriend and build good credit at the same time. You will not have to worry about over spending with this card because you will not use it much, only to buy your significant other a gift on credit. The terms are straight forward and very easy to understand. Compared to the American Eagle Outfitters credit card I used to have, this card is much better. There is a max late fee for the Victoria Secret card and a grace period, which was not offered by the AEO credit card.

I signed up for the Victoria's Secret reward credit card about a year ago because the benefits sounded great to me. It was easy to sign up for, just a few questions in store then they gave me a temporary card number so I could use it right away. It arrived in the mail as promised by the end of 2 weeks, and setting up an account online to enroll in paperless billing was fairly easy, around 15-20 minutes if you connect to social media and such. So far I have really enjoyed having the card when I make purchases online and in-store. I was able to purchase more because I had received rewards from hitting a certain point level. The rewards levels are not unreasonable, and fairly easy to hit, especially when you shop during an extra points period. I also receive the perfect amount of emails, around 2 a week, showing limited time offers, some only available to cardholders. I love that I don't have to spend every month to keep the card! This card has done nothing but good for me, and I would recommend it to anyone considering it.

I signed up for the Victoria's Secret Angel's card to get a discount on my purchase at the time. it is the only store credit that I own. I love the paperless billing though it was a little tricky to set up because you have to go to a different website to do it. I also really like the coupons I get in the mail for being a card holder. The interest rate seems a little high and I don't use the card often because of it, but overall I've not yet been disappointed. I would definitely recommend getting the card if you shop there often.

I had the Victoria Secret Credit card a few years back. I enjoyed the many perks with it, such as a certain amount off for so much dollars spent, reward points on purchases, birthday rewards and that you get early access to the sales. I also consistently received coupons for ten dollars off bra's as well as free underwear. I ultimately cancelled the card because the APR was too high and it was too easy to charge for all the cute things they have. Since I'm older, I care more about my credit score than having cute undergarment. But I do love their swimsuits!

I just want to add my share about my terrible experience with Victoria Secret card, I'm glad I looked up with matter on the internet and has found many people to have the same problem like me, because their customer service employee from Victoria Secret Credit Card and from Comenity Bank tried to make it seems ridiculous on my part that they never see this happen before. LIE! In fact my experience DOES happen to a lot of people, including my mom. So I signed up for VS Angel Card for 6 months already, and made purchases with it, but I also return some of my items of the purchases. For the 6 months period, I DID NOT receive any bill or account statement whatsoever! Not even one! Just the card the the offer book in the mail once, and that's all. So I was concerned and called them to ask about it. They said since I return the merchandise, it is automatically counted as a payment, that's why I do not need to worry about paying that month statement. The next month comes, still NO bill, I called, same answer. And I also make it clear to them that MAKE SURE to send me the bill. Because I do not want the same thing that happen to my mom to happen to me, which she signed up for a VS card 2 years ago and NEVER receive the card or the bill, but she forgot that she opened once since she didn't want to at the moment but the sale associate was very pushy. And her BANK account got closed because all of the late fees build up, which she wasn't aware of because they NEVER send anything to her. (Now, after everything happened I also find it was weird even though there is no payment dues, aren't they still required to send me my account statement???) I know it's long and complicated, but bare with me. So after getting the same answer every time I called in trying to find out why I wasn't billed, I stopped calling, because I told them to make sure to send me the bill, and they reassure me that it is in their system, blahblahblah.... A few days ago I got a call from Comenity Bank, harassing me to pay my bill because it was past due 3 months. I told the guy from Comenity my situation and that they are the one who is responsible for not sending me mail which was required by law. He was very aggressive keep insisting that they do everything right on their part, and that he never heard of anyone having this situation, and that there is nothing I can do except for paying to balance with late fee and interest charges, because according to him, "things happen." RIDICULOUS?! Why would I pay for all of that charges when it wasn't my fault! It's their responsibility to send the bill which is required by law. He keeps saying that it shows on the system that the statement is sent out monthly blahblhablha, easy for you to say anything, how can I see the proof then? Anyway, I got fed up talking to him because it wasn't going anywhere. So I look up online to see if this happens to other people, and yup, it does happen to a lot of people actually! So I called VS directly, told them my story, again, the girl changed her tone instantly when I bring up this matter. Got all aggressive and rude, insisting she works there for 8 years and never heard of this situation, I insist saying I DIDN'T do anything wrong therefore those charges were unfair and also told her that this does happen to a lot of people from their experiences on the internet. She paused for a moment, didn't know how to reply to that, put me on hold to talk to her supervisor, and came back to tell me that all my charges has been dropped, and that my statement is going out today. SO PLEASE, IF THIS HAPPENS TO YOU, STAND ON YOUR GROUND AND DO SHARE YOUR EXPERIENCE, THE MORE OF STORIES LIKE THIS, THE HARDER FOR THEM TO DENY THEIR UNETHICAL AND COMMITTING FRAUD BUSINESS PRACTICE! Just because they are a big company doesn't mean they can bully consumers like this! Stand up for yourself!

The Victoria's Secret credit card is pretty awesome, because you get early access to the Victoria's Secret Semi-Annual Sale. I cannot begin to tell you how much that means to me! In addition, Angel Forever status occurs at just 1000 points, which is insanely low if you are a fan of Victoria's Secret. Another cool feature is you get double points for bra purchases. If you collect bras like me, this can be a real benefit. You also get $10 for every 250 points purchase. Quite an incentive for just buying great products from Victoria's Secret. I am hooked by this card! This is better than the Macy's card because at Victoria's Secret card gives you $15 just for signing up! The Macy's card also does not offer individualized bonuses like the VIctoria's Secret card. Finally, the customer service for this card is a lot better than the Macy's card. I am very happy with this card.

I had the Victoria Secret CC for a while now. I love the fact that you get so many perks with it. It varies from 10 dollars off every time you spend 250 points, to a birthday reward. I also as consistently getting coupons for ten dollars off bra's as well as free underwear. While the apr is high its pretty inline with rest of store credit cards

I have had this card for about 8 years and I love it! Especially when it comes time for their semi-annual sale. It gives me the time to pay it off before the next sale begins. I like that the minimum payments are kept low and are the same every month. The bonuses that you get every month are also really great from $10 off your next bra purchase, $10 off on your purchase for your birthday month (1 time use), and Angels rewards dollars once you reach a certain spent amount. I also really like how almost every month you get a free pair of underwear (they are different styles ever month).

This is a nice card as far as the rewards go, I like that there is a $15 bonus on your first Angel Card purchase, and a surprise birthday gift. Compared to the Amazon rewards card, this seems to have a better points value, though you do need to accrue 250 ($250 spent at base earn level) to receive a reward. If you're going to shop at Victoria's Secret, why not use the Victoria's Secret Store Card? The only downside that I see is that the APR is insanely high, though this is not uncommon for store cards. If you shop at Victoria's Secret regularly and do not plan on carrying a balance from month to month this would be a good store card to have.

This was one of the first cards I ever had. The APR is very high but if you pay on time and you pay at least a little more then the minimum your okay. It doesnt have as many perks as a big name card like discover or capital one but its not really meant for that. Its meant for victoria secret lovers who specifically want those perks. I got a lot of them when I had the card and I always got free undies!

This card is ok. I imagine if you actually got sent what you're supposed to get sent it would be great. However I only get half the bonuses I'm supposed to get. I get far too many ads for my taste. The customer service at Victoria's Secret is also terrible. It's probably my biggest turn off. I really hate bad customer service. Being a large breasted female I really just hate Victoria's Secret over all. I'm pretty happy I stopped going there.

So I got this card. And I quickly accrued the 1000 points to get upgraded to the angel forever card. However they still charge me for returns. I still dont see much benefit of the points as I have never received any rewards for them and the customer service will charge me to make a payment over the phone on the rare occasion I've had to call when the website is malfunctioning. However the early access to the semi annual sale is just wonderful and I love the extra access for the fashion show.

I wish I could give this a zero star rating.

i like how you get double points for buying bras and how you get a special surprise on your birthday. I can see how points can add up quickly. Overall I think this card is a good deal. The apr is kind of high though

The Victoria's Secret Angels Card was the first credit card I opened when I was eighteen after having an active checking account for a year. You get the $15 savings on your purchase that day, and start your journey to earning points. There are several ways to "cheat" the point system so you get rewards more often, but spend less than the 1pt per $1 to get 250pts. First bras are double points, even sale bras. Also making a payment same day as purchase will double the points on your entire transaction (in store.) So if you have just bought your favorite 5/$26.50 panties and a comfy pair of yogas you'll get double points too. The payment can even be just a penny. It's up to you as to how much but never leave without making some what of a payment because you're just throwing away those extra points if you don't! Lastly, making purchases during special events like semi annual and your anniversary month for the card gets you extra points. Don't break your piggy bank, just shop smarter and earn more! I definitely recommend this card for people who are trying to build credit but can't get a major card. Also it just has so many offers it's crazy to pass up if you love VS so much.

I've had my angel card for almost a year and I love it! Not only did I receive my $15 off but a book of monthly coupons! I use it every 4-8 week. I also receive coupons almost monthly! I always receive my items with in a timely manner. I called customer service once to pay my bill, however there was a $10 fee so I just waited for my bill to arrive in the mail. I also would prefer free shipping to angel card holders, most companies I go through don't charge it...

As much as my girlfriend shops in this store, it is almost necessary to get the Victoria's Secret Credit Card. Reward points add up quickly here and once you earn 1000 points, you become an "angel forever." This even helps rack up more points as angel's get 2x points for bras. It is also very cool that she gets a birthday surprise every year.

In January 2014 i had reached the 500 points I needed to upgrade to the VIP Card. I call them and they tell me the 250 points i got in January 2013 are not counted due to them changing the system. So i basically lost 250 points. So a lady gives me a 200point credit since i lost them. So in March 2014 i reached the 500 points again to upgrade to VIP. I call them. No we cant count the 200 point credit toward your upgrade to VIP. I am beyond upset with Victoria's Secret and seriously debating on canceling my card and NEVER doing business with them again.

The Victoria Secret card has so many great reward options. Not only do you get a $10 reward for every 250 points but you also get double points on bra purchases as an angel. The surprise birthday gift is a great bonus to having this card too. To top all the other bonuses off you get $15 off of your next Angel card purchase. If you shop frequently at Victoria this is definitely the card for you.

I absolutely LOVE Victoria's Secret! Not only do they have good quality, well made bras and clothing, but they are also gorgeous and offer some great functionality features! Having the credit card gets you a lot of good offers by email and mail and there point system is great if you are someone who spends a good bit of money with them. There max late fee is 35 and the 25 day grace period has definitely saved my butt before. Overall, if your are an individual who shops at Victoria's Secret frequently, this card is a must have for you.

You can save so much money using this card it's awesome. I'm a student and I haven't really qualified for a credit card before and this card is a great start for someone new to using credit. The only probably I do have is sometimes my card is declined even though I have a healthy balance and I should be able to purchase the item. That gets very frustrating at times. However, overall, I'm satisfied with the benefits one receives from this card.

As much as you could potentially save with this card I really have no need for it. While I have no problem with what my wife buys from the store I don't want to give her a reason to come home with more of the same stuff. To make this card better I'd like to see a more versatile rewards incentive including more stores.

I have had my Angel Card for three years now, and I tell myself all the time I should stop using it. The customer service is terrible at VS, and every time I call about an order it's a giant hassle. I've had a lot of experience with the customer service due to having the wrong item sent to me numerous times! Additionally, one of the perks of the card is an anniversary gift, but I have never received this. I've always gotten the birthday gift, but I have to call every year to ask where it is, and end up getting it six months after my birthday. I did not get $15 off my first purchase, either. Not sure why. I would not recommend this card.

The Victoria's secret store card is a great way to save money and get great deals while just doing your regular shopping. The reward points are a great way to save money just by buying things you normally would. Also, when you sign up, you get an initial 15 dollars off your next purchase!

This card is a lifesaver. Victoria's Secret already has amazing deals and coupons, so it may surprise you to know that this card brings almost twice as many rewards. But it seriously does. Of all the credit cards I've had, this is the one most worth the sign-up and the bills. You get free gifts, discounts, coupons, and news of all their sales. This is one of those stores that's necessary to shop at for a lot of women, and so it just makes sense to take out the card. There are no penalties at all (unless you make a late payment) and it helps build easy credit.

I initially got this card 6 years ago when I wanted to make a larger purchase at Victoria's Secret (it gives you a discount right away) and I have been using it ever since. Victoria's Secret makes good quality products with a huge variety to chose from. If you're going to buy from here (which essentially all women already do) then you might as well get rewards for it also. The Angel Rewards program is well worth another credit card. You get free gifts (sometimes without even needing to make a purchase) and even bigger discounts the longer you are a card holder. I would definitely recommend this card to women everywhere!

This card is a great way to get special discounts and coupons. The rewards points make it a great way to earn free products and clothing. The best part about the Victoria's Secret Store Card is that you can pay off your balance immediately after using it, right at the register! You also get free clothing and products without even having to make a purchase!

I have had the Victoria’s Secret Credit Card for over 10 years now. While I don’t spend much on the card anymore, the perks are too good for me to cancel it. When I do make a purchase, I’ll pay off the entire balance at the end of the month. The perks (Angel Rewards) with this card are exciting because many times, they don’t require a purchase to get a free gift. Of course, I’ll usually buy something pretty anyway, but the feeling of getting something absolutely free when you’re out shopping is exciting. And I love the extra mail during my birthday month. Free panties make me happy.

The rewards on the Angel card are really wonderful. You earn points on every single purchase and should get emails when bonus points are available. As long as you shop at Victoria's Secret regularly, you'll get coupons and free offers (for example, free panties, discounts on bras, etc.) on top of the actual $10 reward certificates. The only reason I rated the card as a 4, rather than a 5 is the interest rate. If you pay the card off every month like I do, there is no issue. However, if you normally carry a balance on your cards, the interest on the Angel card will add up way too quickly. If you're going to pay so much in interest, the rewards aren't really worth it any more!

The Victoria's Secret store card really stands out among others, because of the Angels rewards. The terms are typical, with a decent grace period, but it's the rewards that set it apart from the rest. If you use it responsibly, and pay off your balance every month as with any credit card, you will be very happy. This card is a must for Victoria's Secret fans.

The Victoria's Secret card is actually pretty competitive in terms of the other rewards cards I've owned. You get the $1 for 1 point value, and extra incentives that many other places don't have on top of that. Pretty solid.

I signed up for the card while I was working at Victoria's Secret, it made sense at the time. I recently cancelled the card because I was not using it anymore. I was disappointed with the high interest rate and that I was only getting coupons the more I shopped, when I stopped shopping the coupons stopped which made me even less likely to shop there. I did like the format of their website, how easy it was to make payments, and that they offered a chart of how long it would be to pay off my bill by only paying the minimum balance.

I used the Victoria's Secret Card for years, but finally had to give it up recently due to the high APR and the reason that it was really a luxury I couldn't afford. If you don't pay it off every month you are in trouble, but if you do pay it off completely and then don't use it for 45 days they close your account. It got very difficult trying to maintain a small enough balance that it wasn't costing me more than it was worth in the cool freebies they give out.

The Victoria's Secret card is of a great value for individuals who shop there frequently. It has a great rewards program on in store merchandise. However, the APR is not provided, but it's usually quite high compared to other credit cards. I prefer my Bank of America rewards card over the Victoria's Secret card for several reasons. The APR is lower, you can use it at a variety of places, and the rewards program is much better. Overall, I would recommend this card if you have no other alternatives.

I used to really enjoy my Victoria's Secret card when I first got it back in 2009 and I had more money to spend. I used it all the time and took advantage of the rewards program. However, now with student loans and a new car loan I have had to cut back spending on things I do not NEED and my card has become somewhat pointless. It takes me a long time to get a reward because I only treat myself to one or two things every few months from there, and if you do not pay your bill in full you are in trouble! The APR is crazy high at 24.99% and sometimes I get sucked in to their clothes and over spend and cannot pay my bill all at once and that interest charge hurts! But if you have enough money to spend frequently and pay your bill on time I think it is a great card to have!

I applied for the angels credit card 6 years ago along with my best friend and we still have it. Every time I shop there I spend way too much. I love receiving rewards credits and the free gifts. You receive a $10 reward for 250 point earned. I love shopping at victoria's secret. I love their lingerie and perfumes, and I feel like a princess when I shop there. The only down fall is that I tend to spend way too much and I have thought of canceling because of this, but I never really make up my mind.

The Victoria's Secret Store Card is great for those who shop frequently at Victoria's Secret. I love when a company rewards customers who loyally shop there. You can earn $10 in cash back for every $250 spent, which is actually a lot higher than many other cards I've seen (like the Shell Card for example). I also like that they offer an even higher level of savings for people who shop more than others. I feel that if I am a frequent flier, I deserve better benefits. One other benefit they offer which I really like is the birthday and anniversary gift.

Like most store cards, the Victoria's Secret Store Card will be excellent for some and absolutely useless for others. If you are someone who shops at Victoria's Secret often, then you should seriously consider applying for this card. Interest rates are nothing special, but the rewards can be quite, well, rewarding. To begin with, you start off with $15 off your first purchase with the card. Then you can accumulate points quite easily to earn more rewards. You are also given a gift for your birthday and for the date on which you opened your account. Besides all of this, you are granted "Angels First" which gives you early access to products and sales. If you find yourself at Victoria's Secret every time you go to the mall, your best bet would be to find this card every time you go into your wallet.

This card has minimal rewards, and higher interest rates. I personally would rather choose a card that has lower interest rates, unless I were shopping regularly at the store, and able to my card off every month. I think there are some nice offers, including the introductory bonus, as well as offers throughout the months. If I were an avid shopper, these perks would be great. Especially if I were just using this card for the extra perks, and paying it off at the end of the month, EVERY month. Macys has a store card that does not offer some of the benefits this card is offering, outside of additional percentages off in store during sales. Which happens often, but there are not individualized bonuses for shopping like there are for this Victoria's Secret store card. Seems like an OK card, as long as the bill is paid off every month!