2026 Allstate Drivewise Review

Allstate Drivewise knows who is driving because it tracks the person, not the vehicle. The Drivewise app on your phone can detect whether you are the driver or a passenger, and it can also determine the mode of transportation, whether it's a car, plane, train, or boat.

Allstate offers discounts based on good driving habits when you're using Drivewise and may increase premiums for risky driving behaviors. To maximize your savings, ensure that Drivewise only records trips when you are the driver. If a trip is recorded while you are not driving, you can update it in the Allstate mobile app so it won't count against you.

To learn more, check out WalletHub's in-depth review of Allstate Drivewise.

Allstate Drivewise gives you an initial discount of up to 10%, and you can save up to 40% by driving safely. Drivewise is a usage-based insurance program that tracks your driving habits and rewards safe driving.

How to Get Money Back from Drivewise

1. Download the Allstate app, activate Drivewise and enroll all the drivers on your policy.
2. Get a participation discount of up to 10% at each policy renewal as long as...

Allstate Drivewise works by tracking your driving habits through a smartphone app and rewarding safe driving with lower rates. Allstate Drivewise monitors things like speeding and hard braking, and Allstate will not raise your rates for poor driving habits.

Key Things to Know About Allstate Drivewise

• Allstate customers who drive safely can save up to 40% while using Drivewise.
• Allstate Drivewise monitors your speed, hard braking, and the time of day...

Yes, Allstate Drivewise tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.

Additionally, your location information is not accessed in real-time unless providing emergency services in the event of an accident. To understand how Allstate collects, stores, and uses your data, be sure to read the privacy policy in...

You can't get a safe driver discount from Allstate, but the company rewards good drivers in other ways. Allstate's Safe Driving Bonus sends you a rebate every six months that you're accident free, and its Deductible Rewards program lowers your collision deductible for every year without a wreck.

If you don't qualify for Allstate's safe driver rewards, there are still other ways for you to save on the cost of coverage. For example, Allstate...

Allstate does not offer a good driver discount, unlike most other major insurers. Drivers with clean records will typically be charged a lower rate for coverage, but they will not receive a specific discount amount.

Even though Allstate does not have a good driver discount, you can see if you qualify for other discounts that they offer. For example, Allstate offers a multi-policy discount for drivers who have more than one type of policy with the...

Allstate is so cheap because the company offers a wide variety of discounts that almost anyone can get. A minimum coverage policy from Allstate costs an average of $105 per month, and Allstate premiums can be made even cheaper by taking advantage of discounts such as paid-in-full discount and anti-theft device discount. Plus, Allstate rewards customer loyalty with discounts for insuring more than one car and bundling multiple policies, such as home and auto.    

Average Monthly...

You can lower your Allstate car insurance costs by taking advantage of Allstate discounts, opting for a higher deductible, and reducing your coverage, among other things. Allstate considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.

How to Lower the Cost of Car Insurance from...

Yes, Allstate offers a defensive driving course discount, but only in states that legally mandate it. Thirty-four states and the District of Columbia require insurance companies to provide a defensive driving discount to eligible drivers, though exact discount amounts and requirements vary.

If Allstate does not offer a defensive driving discount in your state, you should still consider taking a course. By going to traffic school, you can learn how to better avoid at-fault accidents...

No, Allstate does not have a dash cam discount, since no major car insurance company in the United States offers dash cam discounts as of April 2023. The closest thing Allstate has to a dash cam discount is Drivewise, which monitors policyholders' driving habits and adjusts their premiums accordingly.

Drivewise from Allstate is a type of usage-based insurance. The program tracks acceleration, braking, and the time of day that you drive and can save policyholders...