Regions Bank is Headquartered in Birmingham, AL, and is a member of the S&P 500 Index. Regions is one of the nation?s largest full-service providers of consumer and commercial banking, Wealth Management, mortgage, and insurance products and services.
Regions serves customers across the South, Midwest and Texas, operating approximately 1,400 branch locations and 2000 ATMs.
Regions Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 09/25/2025.
3.6
2,423 reviews
from WalletHub and across the web
2,423 reviews from WalletHub and across the web
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Regions Bank
Tracy Ramirez @shelbyjd2
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1 Star Rating
We had an auto loan with Regions Bank and never made a late payment in six years; our payments were automatically drafted each month like clockwork. The very last payment was a different amount than all previous payments, and Regions failed to draft it. Not once did they call, email, or write to either of us, even though they had numerous ways to contact us. Regions posted our very last payment as late, which unfairly affected our credit.
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Product: Regions Bank Personal Loans
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Regions Bank
spicyitalian4 @spicyitalian4
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1 Star Rating
This is the absolute worst bank in the history of financial institutions. I have no idea how this bank still operates...oh, by scamming and stealing from their clients. I dislike you, Regions Bank!
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Product: Regions Bank Personal Loans
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Regions Bank
Trina Church @tchurch2877
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1 Star Rating
Waste of time dealing with them. They were recommended to us for a well repair; we make plenty of money and have credit in the 730s. Their rationale for declining us, after weeks of submitting document after document, was that our taxes show less income than we actually make—excuse us for having an excellent CPA who minimizes our tax burden as a small business! Avoid this company like the plague; we are now in week six with no water of our own, running off of our neighbor thankfully. Don't walk—run from this organization.
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Product: Regions Bank Personal Loans
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Regions Bank
ejack16 @ejack16
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1 Star Rating
This bank operates in the past! It's the worst bank I have ever dealt with. The online service needs to be updated for the present, which is now. I can't believe how far behind they are.
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Product: Regions Bank Personal Loans
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Regions Bank
Anthony Geremonte @towtech6804
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5 Star Rating
Verified Customer
No complaints. Been with Regions for many years. Good bank to do business with. There are definitely ups and downs dealing with finances, but Regions won't drop the ball; they go the extra mile.
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Product: Regions Bank Credit Cards
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Regions Bank
Connor Josemans @connorjosemans
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5 Star Rating
Amazing prompt service from all the bankers at the Beal Parkway location in Fort Walton Beach, FL! I came in and was not judged, treated like a valued customer, and not one employee has let me down to this date. Recent visit July 18th for the two tellers behind the counter and one banker who was a man wearing glasses. 5 stars!
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Product: Regions Bank Business Services
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Regions Bank
mmendez612 @mmendez612
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1 Star Rating
This bank is horrible. They are holding funds because they said I had too many overdraft fees in the past 6 months. I had them verify I had one for $14.11 in April since I've had their account for over 8 months now, and they won't release my funds. Do not bank with them.
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Product: Regions Bank Business Services
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Regions Bank
mike_higginbotham @mike_higginbotham
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2 Star Rating
Regions Bank acquired the bank where I had my house loan. After Regions took over, the problems began. I've had three major issues with them over the last 10 years; the most recent is that they won't cash a US Bond if it is over $1,000 and this is nonsense because many of my I-bonds will value at over $10,000. This is nonsensical, but it seems typical of Regions. So, I went to my credit union, and they cashed it without any problem. It has been frustrating experiences like this with Regions, so I will, reluctantly, close my account with them soon. I'm in Knoxville, TN.
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Product: Regions Bank Personal Loans
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Regions Bank
Kimeal Walker @kewmcc72
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1 Star Rating
I've been with Region Bank since 2021. I started experiencing problems with them last year. After they charged me so many overdraft fees for debit/credit that were supposed to be declined and several reversals for payments that had already posted, I decided to bank somewhere else. I was convinced that they were squeezing people out of their money with these ridiculous fees. A few months later, after I stopped banking with them, they reversed a phone bill payment that was posted in April and reported it as fraud to get that money back. They had to lie to successfully reverse this payment. They claim people are committing fraud, but they are actually fraudulent themselves. I recommend not banking with this bank. They are not there to help people with financial growth. They are there to take your money. And you may say, 'Well, someone I know is not having this issue.' Remember, the economy has been very tough for a lot of people. You know you're with a good institution when they try to find ways to work with you through hard times. But if the goal is to worsen the situation, then they won't be good for you if you fall on hard times.
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Product: Regions Bank Business Services
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Regions Bank
Smileysherrod @Smileysherrod
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1 Star Rating
I signed up for Regions Bank and deposited my money. However, I encountered problems with customer service daily as they kept blocking my account, preventing me from accessing my funds which I needed to pay my rent. They informed me that I didn't have permission to use certain services and required me to visit the bank in person to resolve the issue. Upon visiting the bank, I spoke with a manager named Kelly Allen who was extremely rude and unprofessional. She spoke to me in a condescending tone, threatened to call the police when I expressed my desire to close my account due to the ongoing issues with customer service, and falsely accused me of using profanity within the bank. The service at this bank is unacceptable, and I advise others to reconsider before opening an account here. After much difficulty, I managed to withdraw most of my money, but they refused to let me close my account. Additionally, the wait times at the bank are excessive, often leaving customers in line for extended periods.
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Product: Regions Bank Business Services
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Regions Bank
no kay @lawofone999
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1 Star Rating
The absolute worst bank ever. Nothing works. Nothing. Cards don't work. Online services don't work. Customer service surely doesn't work.
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Product: Regions Bank Credit Cards
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Regions Bank
james shattuck @batcat7808
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1 Star Rating
I have been doing business with Regions Bank, Lufkin, Texas, for 5 years. Out of the blue, they shut down my online banking in the app. I contacted the local branch, and they gave me a runaround on steps to restore it. Then they said my accounts were going to be closed. I check my accounts daily, and there were no abnormalities. Now, no one in the organization can give me an answer on why they are closing my accounts. I have been given a dozen phone numbers to call, and nobody has an answer as to why. If you are thinking about opening an account there, my advice is to stay away from them and consider another bank.
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Product: Regions Bank Business Services
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Regions Bank
Robert Scott @rsbs1
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1 Star Rating
Regions won't correct the mistake they made with my automatic deductions. I've been to them six times to have them remove a missed payment that appears on my credit reports. They apologized, saying something went wrong, but they won't rectify their error. It tarnishes my good credit rating.
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Product: Regions Bank Business Services
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Regions Bank
juanita Curtis @juanitacurtis2
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1 Star Rating
I've been waiting for a Regions Prepaid account credit card for three weeks when I was specifically told it would take 7 to 10 business days. They claimed they mailed it on the 30th of May. Then, on Saturday, I called and complained, asking where my card was. They said they would cancel it and expedite one overnight to me. Well, today is Tuesday and still no card. I called and they said tomorrow. They don't have a tracking number or any way of telling when it was mailed. It's just ridiculous. I would not recommend them to anyone. I could understand if I were waiting on their credit, but it's my money. This is crazy!
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Product: Regions Bank Credit Cards
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Regions Bank
lmhllc51 @lmhllc51
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1 Star Rating
I opened a business account at Regions Bank. It has been the worst business account ever—they charge you for everything, and that's the one thing we don't like as business owners. My toll tag went over, I had a negative balance, and eight hours later, they placed a $36 fee on me. After I paid that, they gave me another fee two days later. When I called in to try to get some assistance, they said I don't qualify for it, and I've been with them for three years. This is the worst bank ever. Please do not get a business account with these people. The worst banking experience ever.
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Product: Regions Bank Business Services
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Get answers to your questions about Regions Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
No, Regions Bank does not have any student credit cards. But the bank does offer an alternative option, the Regions Explore Visa Credit Card. While this card is not aimed at students, it is available for those with bad credit. However, it is a secured credit card and it requires a deposit of $250. Generally, most student credit cards are aimed at those with fair or limited credit.
Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require good and excellent credit for approval. However, students can still get access to Regions Bank credit cards by becoming an authorized user of someone else's Regions Bank card. That way, they'll be able to take advantage of all the card has to offer while establishing credit.
Alternative Student Credit Card Options From Other Issuers
The Regions Bank overdraft fee is $36 per transaction that overdraws your account, if you have a Regions Bank checking account that allows overdrafts. Some Regions Bank accounts will not charge an overdraft fee but only because transactions that would overdraw your account will be declined.
Key Things to Know About Regions Bank Overdraft Fees
Not all accounts are eligible for overdraft services. While most of Regions Bank's checking accounts come with...
Yes, Regions Bank could be a good fit for you, especially if you prefer in-person banking and live in the South or Midwest. They boast a strong branch network in these regions.
They offer a wide range of products: checking and savings accounts, CDs, loans, mortgages, and investment services, so you can potentially manage all your finances in one place.
Regions Bank has encountered some challenges, but it's not considered to be in imminent danger. While Regions has reported some financial pressures, such as declining deposits and increased expenses, it's essential to note that these challenges are industry-wide, particularly in the wake of rising interest rates.
Overall, while Regions Bank is facing hurdles, it's not considered to be in imminent danger. The bank has a solid financial foundation and is taking steps to address its...
The Regions Bank LifeGreen Checking has a monthly fee of $8, this fee can be waived by maintaining a monthly balance of $1500, or Sign up for ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000).
Additionally, it has: An out of network ATM fee of $3, a debit card foreign transaction fee of 3%, a foreign ATM fee of 3% (and $5), and an overdraft fee of $36.
Regions Bank does not specify an overdraft limit amount. Their accounts come with standard overdraft coverage, where overdrafts are paid for checks and automatic bill payments. The fee is $36 per overdraft, with a maximum of six per day.
The bank also offers overdraft protection plans where you can link another Regions account to your checking account. To learn more about these plans, please contact your Regions branch.
Online Banking: Log in to your Regions Bank Online Banking account using your username and password. Once logged in, navigate to the account balance section to view your balance and transactions.
Mobile Banking: Use the Regions Bank mobile app to access your accounts and see your balance on the go.
If you apply by phone or online, you can often get a response within 60 seconds. However, in some cases it might take the bank 7-10 days to process your application.
Here's how to apply for a Regions Bank credit card:
Online: To apply for a Regions Bank credit card online, you'll have to provide...
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