Paddy Sullivan, WalletHub Credit Card Analyst
@PaddySully
No, there aren’t any auto repair credit cards for bad credit, as these cards typically require fair credit or higher. You might get accepted with bad credit if you apply at a branch or at an affiliated auto repair shop, but it’s not guaranteed.
Therefore, the safest choice would be to apply for a secured credit card. Secured cards require security deposits, but they have the highest approval odds of all credit cards and accept people with bad credit.
Notable Secured Credit Cards
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn More
- Rates & Fees Cash Back Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Cash Back Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Partially-Secured Possible: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Partially-Secured Possible: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Partially-Secured Possible: Capital One Platinum Secured Credit CardLearn MoreLearn More
- High Credit Limit: U.S. Bank Secured Visa® CardLearn MoreLearn More
- High Credit Limit: U.S. Bank Secured Visa® CardLearn MoreLearn Moreon issuer's website
- High Credit Limit: U.S. Bank Secured Visa® CardLearn MoreLearn More
- No Credit Check:
- Cash Back Rewards:
- Partially-Secured Possible:
- High Credit Limit:
Keep in mind that with a secured credit card, your credit limit will be equal to your deposit amount. If you don’t want to put down a deposit, you should consider applying for the OneMain Financial BrightWay® Card, instead. It has a minimum credit limit of $300. The annual fee is $0 - $89, depending on your credit standing.
Finally, applying for a credit card for bad credit will help you rebuild credit and you’ll eventually be eligible for an auto repair credit card.
Popular Credit Cards for Bad Credit from Our Partners
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No Deposit
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No Credit Check
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Rewards
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Partially Secured
People also ask
Can I get an unsecured credit card with a 500 credit score?
You can get some unsecured credit cards with a 500 credit score. The Credit One Visa card is one of the best options for someone with a 500 credit score, as it offers a $300 starting credit limit, the potential for automatic credit line increases, and rewards on select purchases. Its annual fee is $75 for the first year and $99 after.
Unsecured Credit Cards to Get With a 500 Credit Score
| Unsecured Credit... | Best For | Annual Fee |
Can I use my Synchrony Car Care Credit Card anywhere?
No, you cannot use your Synchrony Car Care™ Credit Card anywhere you want, as you can only use it for purchases at certain gas stations, auto parts stores, and auto repair shops nationwide. The Synchrony Car Care™ Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Synchrony Car Care™ Credit Card...
read full answer by John Miller, Credit Cards ModeratorCan I use my Firestone Credit Card anywhere?
No, you cannot use your Firestone Credit Card anywhere you want, as you can only use it for purchases at Firestone. The Firestone Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Firestone Credit Card offers accountholders 5% off your first purchase and has an annual fee of $0,...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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