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The best Bank of America unsecured credit card is the Bank of America® Premium Rewards® credit card. It offers 1.5 - 2 points per $1 spent on purchases, plus an initial bonus of 60,000 points for spending $4,000 in the first 90 days – worth $600. You need excellent credit for approval, and the card has a $95 annual fee.
It is worth noting that most Bank of America credit cards are unsecured, with no deposit required. There are options with cash back, travel rewards, low APRs, and more.
Best Bank of America Unsecured Credit Cards
To make sure you find the right credit card terms for your needs, check out other popular Bank of America credit cards as well as popular unsecured credit cards from other issuers.
Popular Bank of America Credit Cards
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Rewards
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Cash Back
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Students
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Small Business
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
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People also ask
What is the easiest Bank of America credit card to get?
The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit. This means the odds of approval are good even with a credit score below 640. On the other hand, the majority of Bank of America credit cards require excellent credit in order to qualify.
Easiest Bank of America Credit Cards to Get
| Card | Required Credit | WalletHub Rating |
What is an unsecured credit card?
An unsecured credit card is a credit card with no security deposit. When a credit card is unsecured, it means the card’s credit line is not "backed" by collateral and the card is what most people would refer to as a normal credit card.
Types of Unsecured Credit Cards
The vast majority of credit card offers are unsecured, with no deposit needed. So, it’s no surprise there are lots of slightly different types of unsecured...
read full answer by WalletHub, Financial CompanyWhat's the easiest unsecured credit card to get approved for?
The easiest unsecured credit cards to get include the OneMain Financial BrightWay® Card, the Petal® 2 Visa® Credit Card and the Capital One QuicksilverOne (see details, rates & fees) Credit Card. The OneMain Financial BrightWay® Card accepts bad credit, while the Petal 2 Card and Capital One QuicksilverOne (see details, rates & fees) are for people with no credit.
Easiest Unsecured Credit Cards to Get
- OneMain Financial BrightWay® Card
- Merrick Bank Credit Card
- Petal® 2 Visa® Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees)
- Capital One Savor Student Cash Rewards Credit Card (see details, rates & fees)
- Capital One Spark Classic for Business *
Alternatives to Unsecured Credit Cards for Bad Credit
Unsecured credit cards for people with bad credit tend to be very expensive, charging lots of fees and high interest...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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