What is the best credit card for cell phone bills?

The best credit card for cell phone bills is the U.S. Bank Cash+® Visa Signature® Card because it offers up to 5% cash back on cell phone bill payments made directly to your wireless service provider. Phones and accessories purchased through your wireless service provider are also eligible for the bonus rewards rate.

U.S. Bank Cash+ allows you to choose two quarterly bonus categories, including “cell phone providers,” that will get you 5% cash back on eligible purchases up to $2,000 spent each quarter. You must activate your chosen bonus categories every quarter to qualify for the bonus rewards rate, though. If you do not activate the “cell phone providers” bonus category, your cell phone-related purchases will get only 1% cash back.

Best Credit Cards for Cell Phone Bills

The best credit cards for cell phone bills can turn a recurring monthly expense into an opportunity to earn attractive bonus rewards. To maximize your rewards, it’s best to set up automatic monthly payments through your wireless service provider with your card as the preferred payment method. This way, you’ll never miss a cell phone bill payment, and you’ll earn bonus rewards on the transaction every month.

Just make sure to pay your credit card bill in full every month, or the interest charges on your outstanding balance could wipe out any rewards you’ve earned.