Capital One Savor is a Mastercard. That means you can use your Capital One Savor at nearly 11 million merchants nationwide. Plus, you can use it abroad in more than 210 countries and territories.
Here’s what you should know about the Capital One Savor card acceptance:
Card network-level benefits: Capital One Savor is a World Elite Mastercard. That means it offers the Mastercard network’s highest level of benefits. Notable perks include up to $1 million in travel accident insurance and $1,500 per trip in trip cancellation insurance. The card’s extended warranty benefit also adds up to two extra years to an item’s original warranty and gives as much as $10,000 in coverage. Plus, the card offers rental car insurance, roadside assistance, purchase protection and more.
No foreign transaction fees: On top of the Capital One Savor’s wide global acceptance, frequent travelers will also enjoy the card’s $0 foreign transaction fees. That means you’ll be able to use this card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
Other perks: The Capital One Savor card provides plenty of its own rewards and perks to complement Mastercard’s array of benefits. For example, the card offers 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on tickets from Vivid Seats and on Capital One Entertainment purchases).
Ultimately, there are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
Capital One issues Visa credit cards and Mastercard credit cards both. Unlike Capital One, which is a bank, Visa and Mastercard are card networks. That means Visa and Mastercard do not issue credit cards but instead help to process their transactions and provide some supplemental benefits.
The best Capital One Mastercard is the Capital One Savor Cash Rewards Credit Card. It offers a bonus of $300 for spending $3,000 in the first 3 months. And it gives 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on tickets from Vivid Seats and on Capital One Entertainment purchases). It has a $95 annual fee.… read full answer
The best Capital One Visa is the Capital One Venture Rewards Credit Card. Its initial bonus is 75,000 miles for spending $4,000 in the first 3 months. This card also gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. Its annual fee is $39.
Capital One SavorOne Cash Rewards Credit Card is a Mastercard. You can use your Capital One SavorOne Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including … read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
Visa and Mastercard are the most widely accepted credit card networks. Visa credit cards can be used at 44 million merchant locations in more than 200 countries and territories. Mastercard credit cards are accepted at 37 million merchant locations in more than 210 countries and territories.
Mastercard is accepted in more countries than Visa, yet roughly 7 million more merchants worldwide take Visa. Both have a claim to the title of most widely accepted credit card as a result. Visa also is the most widely used type of credit card.… read full answer
There isn’t a single credit card that’s most widely accepted, however, because there are hundreds of Mastercard and Visa credit card offers available.
Most Widely Accepted Credit Cards:
Most Widely Accepted Internationally: Mastercard (210+ countries and territories); Visa (200+).
Most Widely Accepted in the U.S.: Visa and Mastercard are both accepted at a little less than 11 million U.S. merchant locations.
Least Widely Accepted Internationally: American Express (160+ countries and territories); Discover (185+).
Least Widely Accepted in the U.S.: American Express (8.5 million locations). This includes the 1.6 million U.S. merchants American Express added in 2017.
Most Widely Used: Visa has the most credit cards in circulation (about 838 million). American Express has the highest purchase volume, at $14,480 per cardholder annually.
Best Worldwide Credit Cards: Visa or Mastercard credit cards with no foreign transaction fee.
The difference between Visa and Mastercard acceptance is slight. Either should suit your needs almost anywhere in the world. But if you plan on traveling internationally, be sure your Mastercard or Visa credit card doesn’t charge a foreign transaction fee. That will save you up to 3% on every purchase you make abroad.
Finally, it’s worth pointing out that store cards are the least widely accepted credit cards. They don’t belong to any of the four major card networks. So, they can only be used at their affiliated retailers.
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