What are the best credit cards I can get if I have a chapter 13 bankruptcy?

Yes, you may be able to get approved for the Amex EveryDay after bankruptcy, but there are no guarantees. Amex takes into consideration all aspects of your credit history, but has no disclosed restrictions with regard to bankruptcies. While there are online consumer reports indicating approval several years after having a bankruptcy discharged, approval odds will depend on the specifics of each applicant’s credit.

Amex EveryDay typically requires good credit or better for approval. Aside from...

Discover does not disclose how long after bankruptcy one can get approved for a Discover card. Discover will not approve you for a credit card if you have a pending bankruptcy case, as it states on its terms and conditions: "You represent that there are no current lawsuits or bankruptcy proceedings that might affect our interest in the Security Deposit Account or the Funds."

In general, the longer it’s been since your bankruptcy was...

You can get a credit card as soon as your bankruptcy is fully discharged. Once the bankruptcy is finalized, you can start exploring options such as secured credit cards in order to begin rebuilding your credit. Though some secured cards won’t approve people with recent bankruptcy, many will, such as the Capital One Platinum Secured Credit Card (see details, rates & fees) and the opensky® Plus Secured Visa® Credit Card.

If you filed for Chapter 7 bankruptcy, you should be able to get a secured card or an unsecured credit card for bad...