Chip Lupo, Credit Card Writer
@CLoop
Citibank credit card approval odds are best for people with a good or excellent credit score, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a Citibank credit card.
Some Citibank cards may give you higher approval odds than others, though, depending on your credit score. Applicants who choose the right offer can get approved with fair or limited credit.
Credit Score Requirements for Good Citibank Credit Card Approval Odds
- Costco Anywhere Visa® Card by Citi: Excellent credit or better
- Staples® Credit Card: Fair credit or better
- Citi® Secured Mastercard®: Limited History credit
While credit scores are very important, Citibank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. Citibank will also look at your monthly housing costs and existing debts when considering your application.
For a list of credit cards that you’ll have solid approval odds for, create a free WalletHub account and check out your personalized card suggestions.
Popular Credit Cards from Citi, Our Partner
-
Initial Bonus
-
Cash Back
-
0% Intro Rates:
People also ask
What is the best unsecured credit card with instant approval?
The best unsecured credit card with instant approval for people with bad is the OneMain Financial BrightWay® Card because it’s relatively easy to get and it gives 1% cash back on all purchases. The OneMain Financial BrightWay® Card may have an annual fee ($0 - $89), however, and it is not available in all states.
Best Unsecured Credit Cards with Instant Approval
Most credit cards offer instant approval when you apply online. The application typically takes about 10 minutes to complete, and you may receive a decision within...
read full answer by Sydney Garth, Credit Cards ModeratorAm I guaranteed approval for a secured credit card?
No, you are not guaranteed approval for a secured credit card. Credit card companies do not guarantee approval for secured cards because applicants for any type of credit card must meet certain minimum eligibility requirements, including being at least 18 years old and having enough income to pay the bills.
A lot of people falsely assume they are guaranteed approval for a secured credit card because secured cards are, in fact, among the easiest credit cards to get approved for....
read full answer by Cameron DiGiovanni, WriterHow long does it take to get approved for a credit card?
It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be instantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10...
read full answer by WalletHub, Financial CompanyDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.