Archie Conway, WalletHub Financial Analyst
@ArchieConway
Yes, you can use a Discount Tire Credit Card at any of the 250,000 gas stations and repair shops that are part of the Synchrony Car Care Network. Affiliated brands include Exxon, Mobil, Shell, Chevron, BP, and others. Cardholders can also make purchases at more than 1 million auto merchant locations nationwide, including service and parts retailers.
The Discount Tire Credit Card does come with some limitations. You can only use the card for gas, repairs, and in-store purchases at its affiliated retailers nationwide. There are no rewards, but the card does offer an intro APR of 0% for 6 - 12 months from the date of purchase on all purchases of more than $199, excluding gas. The caveat is this is deferred interest, not a true 0% APR. So, if you don’t pay off the entire balance by the end of the financing period, you will owe interest from the date of the purchase at a 34.99% APR.
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You can use your Synchrony Bank store credit card only at the specific retailers it's affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, your Synchrony card can be used pretty much anywhere.
For example, the American Eagle Outfitters (AEO) Store Card can only be used at American Eagle Outfitters. But the American Eagle Outfitters (AEO) Credit Card can be used anywhere Visa is accepted.
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Can I use my Synchrony Car Care Credit Card anywhere?
No, you cannot use your Synchrony Car Care™ Credit Card anywhere you want, as you can only use it for purchases at certain gas stations, auto parts stores, and auto repair shops nationwide. The Synchrony Car Care™ Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
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