Can I use a Discount Tire credit card at gas stations? This question is about the Discount Tire Direct Credit Card

Can I use a Discount Tire credit card at gas stations?

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This question is about the Discount Tire Direct Credit Card

Archie Conway, WalletHub Financial Advisor

@ArchieConway • 04/14/20 This answer was first published on 05/28/19 and it was last updated on 04/14/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can use a Discount Tire credit card at any of the 200,000 gas stations and repair shops that are part of the Synchrony Car Care Network. Affiliated brands include Exxon, Mobil, Shell, Chevron, BP and others. Cardholders can also make purchases at more than 25,000 service and parts retailers as well as wherever Discover cards are accepted.

The Discount Tire credit card does come with some limitations. You can only use the card for gas, repairs and in-store purchases at its affiliated retailers nationwide. There’s no rewards, but the card does offer interest-free financing for 6 months from the date of purchase on all purchases of more than $199, excluding gas. The caveat is if you don’t pay off the entire balance by the end of the financing period, you will owe interest from the date of the purchase at a 29.99% APR.

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Here’s where you can use popular Synchrony credit cards:

Amazon.com Store Card: Amazon.com

GAP Store Card: Gap, Old Navy, Banana Republic and Athleta

Lowe's Store Card: Lowe’s

TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post

JCPenney Credit Card: JCPenney

Sam's Club® Credit Card: Anywhere Mastercard is accepted

Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.

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