You can use a Discount Tire credit card at any of the 200,000 gas stations and repair shops that are part of the Synchrony Car Care Network. Affiliated brands include Exxon, Mobil, Shell, Chevron, BP and others. Cardholders can also make purchases at more than 25,000 service and parts retailers as well as wherever Discover cards are accepted.
The Discount Tire credit card does come with some limitations. You can only use the card for gas, repairs and in-store purchases at its affiliated retailers nationwide. There’s no rewards, but the card does offer interest-free financing for 6 months from the date of purchase on all purchases of more than $199, excluding gas. The caveat is if you don’t pay off the entire balance by the end of the financing period, you will owe interest from the date of the purchase at a 29.99% APR.
Where you can use your Synchrony credit card depends on which card you have. Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere.… read full answer
For example, the GAP Store Card can only be used at Gap, Old Navy, Banana Republic and Athleta. But the GAP Credit Card can be used anywhere Mastercard is accepted.
Here’s where you can use popular Synchrony credit cards:
Amazon.com Store Card: Amazon.com
GAP Store Card: Gap, Old Navy, Banana Republic and Athleta
Lowe's Store Card: Lowe’s
TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post
Toys R Us Store Card: Toys“R”Us and Babies“R”Us
Walmart® Store Card: Walmart and Murphy USA gas
Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.