Discover it approval odds are difficult to predict in many cases. Seven different Discover consumer credit cards are available, for one thing. So while it’s easy to say that Discover it Secured Credit Card offers very high approval odds, for example, the fact that most other Discover cards require at least good credit for approval complicates things. Discover approval odds aren’t the same for every applicant, either. Someone with perfect credit clearly will have a better chance at getting any Discover card than someone with limited or bad credit, for instance.
Plus, only Discover knows the exact approval criteria for Discover cards, and they’re not about to share the recipe. Sure, we know you need a certain minimum credit score for each card, plus enough income or assets to pay your bill, in light of your existing debt obligations. But each credit card company analyzes the data a bit differently.
So the best guidance we can give is that you should have a pretty good shot at being approved for a Discover card if you meet its minimum credit score requirement.
Here are the credit scores required for good Discover it approval odds:
- Bad Credit: Discover it® Secured Credit Card
- Limited or No Credit: Discover it® Student Cash Back
- Limited or No Credit: Discover it® Student chrome
- Good Credit: Discover it® Cash Back
- Good Credit: Discover it® Miles
- Good Credit: Discover it® chrome
- Good Credit: NHL® Discover it®
The lower a credit card’s minimum credit score is, the higher your approval odds will be. So Discover it Secured Credit Card has the highest approval odds in the Discover family. If you don’t know your credit score, you can check it for free on WalletHub.