Maria Adams, Credit Cards Moderator
@m_adams
One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account. The deposit will serve as your credit limit.
In addition, the U.S. Bank Cash+® Visa® Secured Card offers 1 - 5% cash back and the card’s annual fee is $0.
Some of the Easiest U.S. Bank Credit Cards to Get
- Cash Back: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- Cash Back: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn Moreon issuer's website
- Cash Back: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- High Maximum Deposit: U.S. Bank Secured Visa® CardLearn MoreLearn More
- High Maximum Deposit: U.S. Bank Secured Visa® CardLearn MoreLearn Moreon issuer's website
- High Maximum Deposit: U.S. Bank Secured Visa® CardLearn MoreLearn More
- High Rewards Rate: U.S. Bank Altitude® Go Visa® Secured CardLearn MoreLearn More
- High Rewards Rate: U.S. Bank Altitude® Go Visa® Secured CardLearn MoreLearn Moreon issuer's website
- High Rewards Rate: U.S. Bank Altitude® Go Visa® Secured CardLearn MoreLearn More
- Cash Back:
- High Maximum Deposit:
- High Rewards Rate:
Beyond secured credit cards, U.S. Bank offers several unsecured credit cards for good or excellent credit. So, it would be a good idea to first see the credit score requirements for each card and check your credit score before applying for a U.S. Bank card.
People also ask
What are the U.S. Bank credit score requirements?
The U.S. Bank credit score requirement is 700 or higher for the best U.S. Bank credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from U.S. Bank with limited credit history or a bad credit score, for example.
Credit Score Recommended by U.S. Bank Card
- U.S. Bank Secured Visa® Card: 300 (Bad credit)
- U.S. Bank Altitude® Go Visa® Secured Card: 640 (Fair credit)
- U.S. Bank Cash+® Visa® Secured Card: 300 (Bad...
What are the best credit cards for a 550 credit score?
One of the best credit cards for a 550 credit score is the opensky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there’s no credit check when you apply, so approval is almost guaranteed. You just need $300 for a refundable security deposit and enough income to make monthly payments. This card also reports to all three major credit bureaus (Equifax, Experian, and TransUnion) every month, which is your ticket to a better credit score.
However, this isn’t...
read full answer by William Memphis, WalletHub Credit Card AnalystDoes U.S. Bank give instant approval?
U.S. Bank gives instant approval on its credit cards, but only some of the time. Instant approval is possible when applying for a U.S. Bank credit card online, though getting approved for an account – immediately or otherwise – is never guaranteed. Fortunately, there are several things that can increase your chances of getting approved right away, from having a high credit score to making sure you fill out the application accurately.
Factors That...
read full answer by Peter Fox, WalletHub AnalystDid we answer your question?
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