Chip Lupo, Credit Card Writer
@CLoop
The First PREMIER® Bank Secured Credit Card credit limit is $200 to $5,000. Everyone who gets approved for First PREMIER® Bank Secured Credit Card is guaranteed a credit limit of at least $200, though each person’s exact starting credit limit will depend on how much of a security deposit they put down. When you first open the secured card, the amount of your security deposit will be your credit limit. The minimum security deposit required to open a First PREMIER® Bank Secured Credit Card account is $200.
The First PREMIER® Bank Secured Credit Card credit limit that you start with isn’t necessarily your credit line forever. First PREMIER Bank will usually allow you to increase your security deposit for a higher credit line. In some cases, they’ll also graduate your secured card to an unsecured card if you’ve used it responsibly. This could get you a higher credit limit, too.
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People also ask
How do I apply for First Premier Secured Card?
The easiest way to apply for the First PREMIER® Bank Secured Credit Card is online, by going directly to First Premier Bank’s website. Alternatively, you can apply by phone.
Keep in mind that the First PREMIER® Bank Secured Credit Card requires bad credit, which means you need a 300+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it’s good to know what your chances are before applying. You...
read full answer by Adam McCann, Financial WriterHow can I pay my First Premier Secured card?
You can make First PREMIER® Bank Secured Credit Card payment online, by phone, through the First PREMIER Bank mobile app, by mail or at a branch. To pay your First PREMIER® Bank Secured Credit Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. First PREMIER Bank does not allow cardholders to set up automatic payments.
Ways to Make First PREMIER® Bank Secured Credit Card Payment
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How can I pay the security deposit for the First Premier Secured Card?
You can pay your First PREMIER® Bank Secured Credit Card card deposit either online or by check (through mobile banking or by mail). For either method, you’ll have to open a security deposit account.
How to Pay Your First PREMIER® Bank Secured Credit Card Card Deposit Online
- Visit First Premier Bank’s secured card funding page.
- Fill in the required information, like your name, zip code and SSN.
- Click “Continue” to proceed and finish funding your secured credit card.
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