Archie Conway, WalletHub Financial Advisor
The best secured card that graduates to unsecured is the U.S. Bank Altitude® Go Visa® Secured Card. U.S. Bank periodically reviews accounts for possible graduation and it reports to all 3 major credit bureaus. With this card, you also get 1 - 4 points per $1 spent on purchases.
Best Secured Cards That Graduate to Unsecured
When your secured card graduates to an unsecured card, your credit line no longer needs to be secured with collateral. So when you graduate, the initial deposit you made to open the account will be refunded. You may get to keep the same physical credit card, or you may be migrated to another one. Either way, you’ll keep the good credit history you’ve earned with your secured card.
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