Gina Marte, WalletHub Advisor
@ginamarte
You're going to want a 640+ credit score for the Gettington Credit Card. However, barely meeting a card's minimum requirements does not guarantee approval. There are other things besides your credit score that matter, such as your debt, income, recent inquiries, and any past negatives on your credit report.
Still, credit cards like the Gettington one aren't beyond the average person's reach. The average credit score is around 680.
People Also Apply For
People also ask
What is the most accurate credit score?
The most accurate credit scores are the latest versions of the FICO Score and VantageScore credit-scoring models: FICO Score 9/10 and VantageScore 3.0/4.0. It is important to check a reputable, accurate credit score because there are more than 1,000 different types of credit scores floating around.
The Credit Scores Lenders Check
If your objective is to see the exact credit score lenders will use to evaluate an application to borrow, that isn’t possible. Lenders interpret credit data from...
read full answer by Lauren Smith, WalletHub Staff WriterWhat credit score is needed for an unsecured credit card?
You need a credit score between 550 and 750 to be approved for most unsecured credit cards. Having a score of at least 550 will likely qualify you for a decent unsecured card, but a higher credit score increases your chances of being approved for one of the best credit cards with no security deposit.
Easiest Unsecured Credit Cards to Get
- Rates & Fees Cash Back:
- Rates & Fees Cash Back:
- Cash Back:
- No Minimum Credit Score:
- No Minimum Credit Score:
- No Minimum Credit Score:
- High Approval Odds:
- High Approval Odds:
- High Approval Odds:
- Rates & Fees No Upfront Fees:
- Rates & Fees No Upfront Fees:
- No Upfront Fees:
- No Checking Account Needed:
- No Checking Account Needed:
- No Checking Account Needed:
- Cash Back:
- No Minimum Credit Score:
- High Approval Odds:
- No Upfront Fees:
- No Checking Account Needed:
What to Do if Your Credit Score Is Below 550
... read full answer by Chip Lupo, Credit Card WriterWhat credit score do you need for most credit cards?
You need a credit score of 700 or higher to have good odds of being approved for most credit cards, as most cards require good credit or better. There are credit cards designed for people with lower credit scores, too, but there aren’t as many to choose from. Still, even if you have no credit history or a bad credit score, you should be able to find a suitable credit card.
If you’re not...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.