James W Reed, Credit Cards Moderator
@jameswreed
Capital One Platinum is not hard to get because it is meant for beginners with no credit history. It's actually one of the easier credit cards to get approved for, since you may be approved without any prior experience - just a steady income, an SSN or taxpayer ID, and other basics.
Keep in mind that even though it’s not hard to get the Capital One Platinum Credit Card, you’re still not guaranteed to be approved.
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People also ask
How do I get a credit card for the first time?
To get a credit card for the first time, you must be at least 18 years old and have enough income to afford monthly credit card payments, in addition to your other expenses. The minimum payments on a starter credit card usually are around $15 per month.
The two basic steps involved in getting a credit card for the first time are to: 1) compare credit card offers designed specifically for people with limited or no...
read full answer by Adam McCann, Financial WriterWhat's the easiest unsecured credit card to get approved for?
The easiest unsecured credit cards to get include the OneMain Financial BrightWay® Card, the Petal® 2 Visa® Credit Card and the Capital One QuicksilverOne (see details, rates & fees) Credit Card. The OneMain Financial BrightWay® Card accepts bad credit, while the Petal 2 Card and Capital One QuicksilverOne (see details, rates & fees) are for people with no credit.
Easiest Unsecured Credit Cards to Get
- OneMain Financial BrightWay® Card
- Merrick Bank Credit Card
- Petal® 2 Visa® Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees)
- Capital One Savor Student Cash Rewards Credit Card (see details, rates & fees)
- Capital One Spark Classic for Business *
Alternatives to Unsecured Credit Cards for Bad Credit
Unsecured credit cards for people with bad credit tend to be very expensive, charging lots of fees and high interest...
read full answer by WalletHub, Financial CompanyCan you get a credit card without a job?
Yes, you can get a credit card without a job, as most credit card applications let you put student, homemaker, unemployed, or enter other sources of income. Annual income and assets are more important than employment status when applying for a credit card, though.
What Counts as Income for a Credit Card Application
Income is usually from a job, but it can also come from other sources like an inheritance or investments. Your assets are anything...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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