Chip Lupo, Credit Card Writer
@CLoop
Yes, it may be hard to get The Plum Card® from American Express because it typically requires at least good credit for approval. Unless your credit score is good or better and you have a lot of income, it might be difficult for you to get approved for the Plum Card.
In order to get the Plum Card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.
Keep in mind that even if you meet all of the requirements for the Plum Card, you’re never guaranteed to be approved. The requirements listed here are guidelines and the issuer might consider other factors when reviewing your application.

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