Does IHG Cedit Cards give instant approval?

IHG credit cards give instant approval, but only some of the time. Instant approval is possible when applying for an IHG credit card online, though getting approved for an account – immediately or otherwise – is never guaranteed. Fortunately, there are several things that can increase your chances of getting approved right away, from having a high credit score to making sure you fill out the application accurately.

Factors That Increase the Odds of Instant Approval With IHG credit cards

• High credit score: The more your credit score exceeds a card’s requirements, the more likely you are to get approved right away.
• High income: The more money you make, the less risky you are as a borrower, and the easier it is for the issuer to make a decision. That’s especially true if you have little or no existing debt.
• Online applications: Applying online is the most streamlined application method, so if you want a shot at instant approval, that’s the route you should take.
• Accurate information: Having outdated or incorrect information on your credit card application can delay your approval, so always make sure to double check everything before submitting it.
• Unlocked credit reports: If your credit reports are frozen, Issuer will not be able to evaluate your credit history.

You should keep in mind that instant approval isn't the same thing as instant use. There are very few credit cards that you can use right away after getting approved, rather than having to wait for the card to arrive by mail. You can learn more about instant credit cards right here on WalletHub.