Maria Adams, Credit Cards Moderator
@m_adams
One of the best low limit credit cards is Credit One Bank® Platinum Visa® for Rebuilding Credit. This card has a minimum credit limit of $300. With the Credit One Visa, you can earn 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. This card accepts people with bad credit.
Alternatively, you could apply for a secured credit card, like the opensky® Plus Secured Visa® Credit Card. The card’s limit is at least $200, but you’ll need to put down a deposit with the same amount. The opensky is a good card for people with bad credit who want high approval odds. That’s because there is no credit check when you apply.
Here are some of the best low limit credit cards:
- Rates & Fees No Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees No Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- No Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn More
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn More
- Rates & Fees Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- No Annual Fee: Petal® 2 Visa® Credit CardLearn MoreLearn More
- No Annual Fee: Petal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Petal® 2 Visa® Credit CardLearn MoreLearn More
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With a low-limit credit card, you can rest assured that you’ll have access to credit in case of emergency or necessity. Plus, you won’t have the temptation of over-spending yourself into debt.
People also ask
What's the easiest high limit credit card to get?
One of the easiest high limit credit cards to get is the Upgrade Cash Rewards Visa®. It offers a credit limit that depends on your overall creditworthiness, and you can get approved with just fair credit. The card also has a $0 annual fee, and it rewards cardholders with 1.5% cash back on purchases.
Easiest High Limit Credit Cards to Get
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The credit limit for a first credit card is usually $200 to $1,000, depending on the card you get and your credit score. People who've built good credit (700 or higher) with loans or as authorized users and people with a lot of income can get higher starting limits compared to those with limited or no credit history.
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read full answer by Joyce Brown, WalletHub Credit Card AnalystWhat are the best credit cards with a $500 credit limit?
The best credit card with a $500 credit limit is the Citi Double Cash® Card. The card offers 2 - 5% cash back on purchases and gives new cardholders an initial bonus of $200 for spending $1,500 in the first 6 months.
This card is typically available to people with good credit or better. Credit cards with $500 credit limits are generally offered to those with bad credit to good credit.
Best Credit Cards with a $500 Credit Limit
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read full answer by Christie Matherne, Credit Card WriterDid we answer your question?
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