Gina Marte, WalletHub Advisor
@ginamarte
The Amex Gold Card isn’t a new card, but it offers a generous initial bonus. You may be eligible to earn as high as 100,000 points for spending $6,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $6,000 in 6 months, and receive the points). In addition, you can earn 1 - 4 points per $1 spent on qualifying purchases, plus a dining credit of $120 per year (up to $10 each month in statement credits) for purchases with Grubhub, The Cheesecake Factory, and other participating merchants when enrolled.
Top Amex Gold Card Perks in 2025
- High initial bonus: You may be eligible to earn as high as 100,000 points for spending $6,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $6,000 in 6 months, and receive the points).
- Ongoing rewards: 4 points per $1 at U.S. supermarkets (up to $25,000 spent per year), 4 points per $1 at restaurants worldwide (up to $50,000 spent per year), 3 points per $1 on flights booked directly with airlines or on AmexTravel.com, 2 points per $1 spent on prepaid hotels and other eligible purchases booked on AmexTravel.com, as well as 1 point per $1 on all other eligible purchases.
- Uber Cash: Receive Uber Cash each month up to a certain amount for orders with Uber Eats or rides with Uber in the U.S. You need to add your eligible Amex card to your Uber account and use it to pay for that transaction to receive this benefit.
- Hotel Credit: Receive a credit statement after booking a stay of two nights or more with the Amex Hotel Collection through American Express Travel®. Keep in mind that in order to get the credit statement, you must pay with your Amex Gold Card.
- Dining Credit: You can receive a statement credit each month when you dine at select qualifying locations and pay with your Amex Gold Card (enrollment required).
- Travel benefits: The Amex Gold Card has a 0% foreign transaction fee and offers various types of travel insurance. In addition, the benefits also include personalized travel services.
All these perks help offset the card’s $325 annual fee. As long as you have at least good credit, the Amex Gold Card is certainly a card to consider adding to your wallet.
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People also ask
Can you still earn the Amex Business Gold 75k bonus?
No, you can’t earn the American Express Business Gold card 75k bonus anymore as the offer is no longer available. The current bonus is 100,000 points for spending $15,000 within 3 months of account opening. You can redeem your American Express Business Gold card points for a variety of things, including gift cards, statement credits, travel, and more.
You can still earn a lot of bonus points with the current American Express Business Gold card promotional offers. Take a look at some of the card’s features below.
American Express Business Gold card Current Offers
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Does the American Express Gold card have a credit limit?
The American Express® Gold Card has no preset spending limit (NPSL). Your spending power with the card is determined on a month-to-month basis, depending on your previous spending habits, income, payment history, and other factors.
More About the Amex Gold card Credit Limit
- While not having a preset spending limit can offer you some flexibility, it can be difficult in emergency situations.
- You can know roughly what you’re able to spend based on past...
What is the American Express Gold Card credit score requirement?
You typically need good credit or better to have a shot at getting approved for the Amex Gold Card.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Amex Gold Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you excel in other areas, you might be able to...
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