Chip Lupo, Credit Card Writer
@CLoop
The credit limit of a platinum credit card will depend on the applicant's credit history, income, and debt. Seeing "platinum" in a credit card's name does not guarantee a high limit, as minimum credit limits for unsecured platinum cards typically range from $300 to $5,000 or more. If you are applying for a secured credit card, your credit limit will usually equal your security deposit amount.
Below are some examples of how much spending power you might expect from a platinum credit card based on your credit level. Many other platinum cards do not disclose a minimum credit limit in their terms and conditions.
Notable Platinum Credit Card Limits by Credit Level
| Card | Min. Credit Limit | Min. Credit Needed |
| $5,000 | Good | |
| Citi® / AAdvantage® Platinum Select® World Elite Mastercard® | $1,500 | Good |
| $400 | Fair | |
| $300 | Fair | |
| $300 | Bad |
If you want to figure out your chances of being approved for a platinum card with a high credit limit, the first step is reviewing your credit score. You can check your latest credit score for free on WalletHub.
Popular Platinum Credit Cards
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Initial Bonus Offer
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Airline Miles
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No Annual Fee
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Newcomers
People also ask
How do you get approved for a high-limit credit card?
To get approved for a high-limit credit card, you will need good to excellent credit, a high income, and relatively little debt. Your credit limit will be determined based on the card you choose, along with factors such as your income, assets, and existing debt obligations.
How to Get Approved for a High-Limit Credit Card
1. Improve your credit score.
High-limit credit cards typically require good or excellent credit. Before you apply for such...
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