Marshall Jamieson, WalletHub Finance Consultant
@bergman77
No secured credit cards with airline miles are available at the moment, but there are a few secured credit cards that offer cash back on travel purchases, including airfare. For instance, the Bank of America Custom Cash Secured Card offers 6% on a category of your choice, and airfare is an eligible category.
With a secured credit card, you add a security deposit to establish your credit limit. The deposit also serves as collateral if you default. If you close the card with your account in good standing, you’ll get your money back. But if you have an unpaid balance, the issuer will take it out of your deposit and return the rest.
Best Secured Credit Cards for Airline Purchases
It is worth noting that the best credit cards with airline miles require good to excellent credit for approval. So, you should choose a card that helps you build credit first. Establishing good credit will then allow you get some of the best airlines credit cards on the market.
If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.
Popular Secured Credit Cards from Our Partners
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allenornel, Member
@allenornel
It's tricky, because there is Skypass, LATAM and AerMexico, but you only get rewards on those particular airlines. I'd say get a Discover it Secured and get 1% back on airline ticket purchases. Definitely more rewarding.
Ashley Ponts, Member
@ashley_ponts
There's the Skypass Visa Secured Card, where you earn 1 mile for every dollar spent on purchases, and a 5,000 mile bonus after your first purchase. Plus, each year you renew, you get another 1,000 miles.
Miguel Vererta, Member
@miguel_vererta
AeroMexico's secured card is a good one, but it's definitely not one of the best secured credit cards. I'd say maybe work on your score before looking for rewards.
People also ask
What is the best secured credit card with rewards?
One of the best secured credit cards with rewards is the Bank of America® Travel Rewards Secured Credit Card because it offers 1.5 points per $1 spent on all purchases and has a $0 annual fee. Cardholders need to deposit $200+, and the amount you put down will act as the credit limit.
Best Secured Credit Cards with Rewards
Rewards are among the few factors that you should consider when choosing a secured credit card, along with the annual fee and the minimum deposit requirement....
read full answer by Adam McCann, Financial WriterWhat are the easiest airline credit cards to get approved for?
The easiest credit cards to get for airline purchases are secured cards, such as the Bank of America® Customized Cash Rewards Secured Credit Card. There aren't any airline credit cards for people with less-than-good credit right now.
The Bank of America® Customized Cash Rewards Secured Credit Card accepts applicants with bad credit and has a $0 annual fee. Plus, the card offers 6% cash back in a category of your choice during the first year, then 3% cash back, 2% back at grocery stores and wholesale clubs (up to $2,500 in combined quarterly spending across the choice category, grocery stores, and wholesale clubs), and 1% cash back on all other purchases.
Easiest Credit Cards to Get for Airline Purchases
For more options, check out WalletHub’s editors’ latest picks for the best airline credit cards and the easiest credit cards to get....
read full answer by Maria Adams, Credit Cards ModeratorAre there any airline credit cards for fair credit?
No, there aren't any airline credit cards for fair credit, as most of these cards require good or excellent credit for approval. However, there are quite a few rewards credit cards available to applicants with fair credit that are good for airfare and other types of travel.
A good credit card option for fair credit and airfare purchases is the Upgrade Cash Rewards Visa®. This card offers unlimited 1.5% cash back on all purchases (after the bill is paid). Cardholders can...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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