Chip Lupo, Credit Card Writer
@CLoop
TD Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN to get a TD Bank credit card.
Some TD Bank cards may give you higher approval odds than others, though, depending on your credit score. Applicants who choose the right offer can get approved with fair or bad credit.
Credit Score Requirements for Good TD Bank Credit Card Approval Odds
- TD First Class Visa Signature® Credit Card: Good credit or better
- TD Cash Secured Credit Card: Bad credit or better
- TD Cash Credit Card: Good credit or better
- TD Double Up Credit Card: Good credit or better
While credit scores are very important, TD Bank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. TD Bank will also look at your monthly housing costs and existing debts when considering your application.
For a list of credit cards that you’ll have solid approval odds for, create a free WalletHub account and check out your personalized card suggestions.
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